By FARAI MUTSAKA

HARARE, Zimbabwe (AP) — Liquidity as affection and trash as a symbol of enduring love. From bouquets fashioned from dollar bills to heart-shaped gifts forged from recycled scrap metal, romance in Zimbabwe is taking strikingly inventive forms, reflecting life in an economy where cash reigns supreme and sustainability gains new social value.

You can’t buy love, the saying goes. But from florists in traditional markets to social media sellers angling for attention on TikTok, dollar bills rolled and pinned together to resemble a floral bouquet are increasingly rivaling fresh flowers as Valentine Day’s most coveted tokens of appreciation in the southern African country.

“Please God, make my lover see this,” commented one TikTok user under a video advertising glittering cash-and-flower arrangements. “May this bouquet locate me in Jesus name, amen,” wrote another.

Cash as courtship

At a decades-old flower market in the capital, Harare, Tongai Mufandaedza, a florist, patiently assembled one such “money bouquet.” Using adhesive and bamboo sticks, he folded crisp $50 notes into decorative cone shapes, weaving them with stems of white roses.

As Valentine’s Day approaches, he expects business to surge.

“The market has improved because of the money bouquets,” said Mufandaedza, who has worked at the country’s biggest flower market for three decades.

“On Valentine’s Day, we are going to have more, more, more customers, because this is something which is trending. Everyone wants to impress,” he said, then patched the arrangement in bright red wrapping and ribbons.

Among those browsing the market was Kimberleigh Kawadza. Her preference was clear.

“The person who came up with the trend, I just need to give them a hands up. They did a good job,” said the 23-year-old. “It’s a way of appreciating my partner, it’s a 100 for me, it’s a 100.”

Practical romance

While Generation Z is driving the craze, Mufandaedza said demand is spreading across generations. Some parents, he added, are even buying money bouquets for their daughters “so that they don’t fall into peer pressure and get tempted to go for sugar daddies who can lure them with such gifts.”

Prices vary widely. Smaller bouquets may contain as little as $10, while larger arrangements can run into the thousands. In some cases, they are even cheaper than traditional floral gifts.

A bouquet of dollar notes with a value of $10 costs $25, while a bouquet of 10 good-grade red roses costs between $35 and $40, he said. Many ask “where is the money?” if Mufandaedza delivers a bouquet of flowers without a cash design, he said.

Unlike traditional floral gifts, the appeal of money bouquets is as practical as it is romantic for Zimbabwe’s economic realities, where liquidity often carries more immediate value than luxury.

“People still love flowers, but when they see the notes on top, the love feels hotter and the gesture even more meaningful. Survival matters more in these difficult times and money plays a bigger role,” he said.

The U.S. dollar has dominated transactions since hyperinflation forced authorities to abandon the local currency in 2009. Although Zimbabwe has since reintroduced its own currency, the dollar remains legal and dominant.

With crisp notes scarce, worn and tattered U.S. bills, sometimes jokingly referred to as “war veterans,” are hardly suitable for decorative bouquets, spawning spin-off businesses of enterprising traders who supply clean replacement notes at a commission.

Zimbabwe isn’t alone in flirting with the fusion of cash and courtship. Money bouquets have also surged in popularity elsewhere in Africa, including Kenya, one of the world’s largest flower exporters.

Before Valentine’s Day, Kenya’s central bank warned of stiff penalties of up to seven years in prison for folding, stapling or gluing banknotes into bouquets, arguing that damaged currency disrupts cash-handling systems and violates laws against defacing money. The directive sparked lively debate online, with critics accusing regulators of overreach.

Love from scrap

Back in Zimbabwe, no such restrictions exist. But for some, love is finding expression not just through cash, but through trash recycled into keepsakes.

At an upscale shopping center in Harare, aluminium heart-shaped key rings, necklaces, platters and wine holders crafted from reclaimed scrap were lined up next to chocolates and gift boxes in Simpli Simbi, a decor and gift shop. “Simbi” means metal in the local Shona language.

“We are taking something that was unloved before, polishing it up and making it beautiful again towards a gift to someone that they can treasure forever,” said Stephanie Charlton, founder of the shop.

Charlton said that her customer base, once dominated by tourists and diaspora Zimbabweans, is increasingly local because of rising environmental awareness.

In an industrial area nearby, her foundry was stacked with discarded car radiators, rims and scrap metal collected from roadsides and landfills, before being melted in an open furnace and transformed into handmade gifts.

“Women love chocolates and flowers, but they are here today, gone tomorrow,” said Charlton, a former horticulture exporter who now employs 20 people.

“This is something that we have collected that would be filling up a landfill. But we have made it into something beautiful that you can give to (your valentine), show them that you treasure them. There is a meaning behind it, there is a story to be told with each piece.”

Associated Press writer Evelyne Musambi contributed to this report from Nairobi, Kenya.

For more on Africa and development: https://apnews.com/hub/africa-pulse

The Associated Press receives financial support for global health and development coverage in Africa from the Gates Foundation. The AP is solely responsible for all content. Find AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org.

By STEPHEN GROVES and MATT BROWN, Associated Press

WASHINGTON (AP) — Dozens of U.S. lawmakers were trying to make their way this weekend to the Munich Security Conference to assure allies of America’s reliability, but burdened with political crises at home, their entrance to the annual gathering of international leaders was more of a limp than a stride.

Some didn’t make the trip at all. House Speaker Mike Johnson canceled an official delegation of roughly two dozen House members who had planned to attend the event, leaving those lawmakers either to find their own way to Germany or send their regrets.

While two bipartisan delegations from the Senate still made the trip, they departed amid bitter fights over how U.S. immigration agents are carrying out President Donald Trump’s sweeping crackdowns on illegal immigration, which have included fatal shootings of two people protesting the raids, as well as the Trump administration’s recent failed effort to indict six Democratic lawmakers who produced a video urging U.S. military members not to obey “illegal orders.”

“It is a little bit, you know, depressing to be here with what we have to deal with at home,” Arizona Sen. Mark Kelly, who was among those investigated by the Department of Justice, said in a live interview with Politico in Munich.

For over six decades, the annual conference has gathered world leaders in pursuit of cooperation for shared security, with the United State often playing a leading role. But Trump has upended his nation’s posture toward the rest of the world, especially Europe. And while many lawmakers who attended tried to assure European counterparts that the U.S. still wants a seat at the table, it was clear they were still grappling with the rapidly changing political environment at home.

“I expect to have a number of challenging conversations with friends and allies about their concern and alarm about what they’ve seen federal law enforcement under this administration do in Minneapolis and the attempt to indict six of my colleagues and other steps that frankly have more of the hallmarks of authoritarian societies than democracies,” said Democratic Sen. Chris Coons of Delaware.

Senate’s bipartisan traditions are slipping

The security forum in recent years has been a reinforcing event for the coalition of nations backing Ukraine in its defense against Russia’s invasion — a cause that once enjoyed strong support from Republicans. But several GOP senators who have participated in years past and hold spots on committees overseeing the U.S. military and foreign affairs decided this year to stay home. The delegations that did attend included significantly more Democrats.

As lawmakers exited Washington on Thursday, Republican Sen. Eric Schmitt of Missouri ripped Democrats for heading to Munich while the Department of Homeland Security faced a shutdown during an impasse in Congress over funding the agency that oversees immigration enforcement.

“How do you justify getting on a plane and going to Europe when you’re shutting down DHS?” Schmitt told reporters. “They’re making a decision that their travel to Munich to cozy up with the Euros is way more important than funding DHS.”

Democratic Sen. Brian Schatz responded on social media, noting that he and Schmitt had both gone to Munich the year prior and that it “continues to be an important bipartisan trip.”

Still, Schatz also said this year is different in light of the Department of Justice attempting to indict two senators.

“Spare me the high-minded panel discussions and bilats and press availabilities about the United States as the indispensable nation, when we are dispensing with our most sacred constitutional obligations,” he said in a floor speech this week.

Republicans articulate Trump policy

Some Republicans who attended the Munich gathering came not to offer reassurances, but to herald the changing world under under Trump. Secretary of State Marco Rubio and Undersecretary of Defense for Policy Elbridge Colby were among the top Trump administration officials participating.

Sen. Lindsey Graham, a South Carolina Republican who is close to Trump, led one of the delegations of senators. He presented a bullish argument that European security is better off with Trump’s willingness to break up the traditional roles of Western allies. He argued the U.S. needs to keep up pressure on Iran with the goal of toppling the regime, as well as build pressure on Russian President Vladimir Putin to reach a peace deal.

“We’re here at a crucial moment, folks. If we don’t follow through with what we promised the people of Iran, it will destroy America’s credibility for years to come, it will make this world less safe,” he said.

A new voice from the US

Graham has been a mainstay at Munich and other like conferences for years, yet there was also a new voice from the American side.

Democratic Rep. Alexandria Ocasio-Cortez, the progressive from New York, made her first trip to the conference to discuss the rise of populism and the shifting role of American power in the world. Her attendance at the conference, she said, was meant to show support for international liberal values.

“We are ready for the next chapter, not to have the world turned to isolation, but to deepen our partnership on greater and increased commitment to integrity to our values,” she said at a roundtable.

Ocasio-Cortez said she identified with voters who had defected from traditional left-of-center parties in Europe and the United States for populist hard-right parties. She said her frustrations with a Democratic Party “that championed special interests, the elite” is what had pushed her to run for office.

“Domestically and globally, there have been many leaders who’ve said ‘We will go back’. And I think we have to recognize that we are in a new day and in a time,” she said, adding “That does not mean that the majority of Americans are ready to walk away from a rules-based order and that we’re ready to walk away from our commitment to democracy.”

Joey Cappelletti in Washington contributed to this story.

By DAVID A. LIEB

Virginia voters will get to cast ballots on a congressional redistricting plan benefiting Democrats while a court battle plays out over the legality of the effort.

The Virginia Supreme Court said Friday that a statewide referendum can be held April 21 on whether to authorize mid-decade redistricting, and the court will decide sometime later whether the plan is legal.

Democrats celebrated the green light for the election. But the court’s schedule raises the possibility that it could all be for naught, if the Supreme Court ultimately upholds a lower court ruling that the mid-decade redistricting amendment is invalid.

Virginia Democrats hold six of the state’s 11 U.S. House seats, but they are backing a revised map that could help them win up to 10 seats in this year’s midterm elections. The new districts are a key part of Democrats’ national strategy to try to offset potential Republican gains in several other states that redrew their districts last year at the urging of President Donald Trump.

The Republican president is trying to preserve a narrow GOP majority in the House against political headwinds that typically blow against the party in power in midterm elections.

Before Virginia Democrats can implement new congressional districts, they need voter approval to temporarily set aside a constitutional provision that places redistricting authority with a bipartisan commission and instead grant that power to the General Assembly. Lawmakers endorsed a constitutional amendment allowing their mid-decade redistricting last fall, then passed it again in January as part of a two-step process that requires an intervening election in order for an amendment to be placed on the ballot.

But Tazewell Circuit Court Judge Jack Hurley Jr. last month struck down the General Assembly’s actions on three grounds. The judge ruled that lawmakers failed to follow their own rules for adding the redistricting amendment to a special session.

Hurley also ruled that the General Assembly’s initial vote for the amendment failed to occur before the public began casting ballots in last year’s general election and thus didn’t count toward the two-step process. And he ruled that the state failed to publish the amendment three months before the election, as required by law. As a result of those issues, he said, the amendment was invalid and void.

Democrats appealed the decision to the state Supreme Court, which agreed on Friday to consider the case while stating that a narrowly tailored injunction by the lower court doesn’t prevent the April referendum. The court directed initial briefs to be filed by March 23, with the last round of court filings due April 23. Any oral arguments would be scheduled for later, the court said.

Nationwide, the redistricting battle has resulted so far in nine more seats that Republicans believe they can win in Texas, Missouri, North Carolina and Ohio, and six that Democrats think they can win in California and Utah. Democrats have hoped to make up that three-seat margin in Virginia, though the lower court ruling raised a hurdle to their plans. It’s unclear whether the redistricting efforts in various states ultimately will make any difference in determining control of Congress in the November election.

By WILL GRAVES, AP National Writer

CORTINA D’AMPEZZO, Italy (AP) — Soaring arias. Wrenching tragedy. Joyful triumphs. Exotic backdrops. Climaxes often designed to produce tears, sad or otherwise.

Perhaps more than anything, the operas that Italians began creating 400 years ago are designed to make you feel. To have the rest of the world melt away as you get lost in a story sung in a language you might not understand, but whose stakes are unmistakable.

No wonder the country that invented the art form where music and poetry merge, and these Winter Olympics seem to be such a perfect fit.

The quadrennial spectacle that began its stay in Northern Italy with a gala hosted by the International Olympic Committee at the iconic La Scala opera house in Milan spent its first full week reflecting the host country’s signature art form onto itself.

The magic the Games so often provide, no matter where they may go, seemingly a little bolder, a little louder, a little more deeply felt.

Tearful exits

The initial gasp that gave way to eerie silence after American skiing star Lindsey Vonn’s right arm clipped a gate just 13 seconds into the women’s downhill on Sunday, leading to a spectacular and brutal crash that broke her left leg and ended her unlikely Olympic return at 41.

Crashes happen. It’s a part of the sport. The “only at the Games” flourish came afterward, when Vonn’s long, slow helicopter ride down the mountain to safety veered gently to the left, flying over the grandstand where the throngs who came out to watch her bid for history waved a tearful goodbye instead.

The tears for Vonn were borne out of concern and what might have been. The tears from IOC president Kirsty Coventry after telling Ukrainian skeleton racer Vladyslav Heraskevych he was disqualified for refusing to replace a helmet adorned with images of over 20 coaches and athletes who have died since Russia’s invasion began were of anguish and regret.

“No one, no one — especially me — is disagreeing with the messaging,” Coventry said. “The messaging is a powerful message.”

One so compelling and so important to Heraskevych that the 27-year-old sacrificed his dreams of Olympic glory to make it. Even if the attention he received for his stand caught him off guard.

“I never expected it to be such a big scandal,” he said on Friday after an appeal hearing.

Four years into a war that drags on with an end still not quite in sight, Heraskevych’s stand dragged a conflict that in some areas of the world has retreated to the shadows and thrust it back into the international spotlight unique to the Games. His selfless decision elevated the discussion about his homeland to the public writ large in a way that no gold-medal-winning run ever could.

Heraskevych’s act was intended for a global audience. Norway’s Sturla Holm Laegreid was speaking to an audience of one after earning bronze in the men’s 20-kilometer race. His startling confession of infidelity to a former partner after what was supposed to serve as one of the highlights of his career upstaging the gold won in the same race by countryman Johan-Olav Botn.

Love both lost and won

Being lovesick in Italy is hardly new. There’s a reason seemingly every high school literature class makes “Romeo and Juliet” required reading. The Shakespearean tragedy is set in Verona, about 3 hours southwest of where Laegreid made his stunning plea, sounding very much like a teenager in the throes of heartache. His vow of contrition created a viral moment that passes for social currency, the fallout be damned.

“I can understand what he wants to have happen with his girlfriend,” retired German athlete Erik Lesser told The Associated Press. “But I just want to think about sport, want to see sport, want to talk about sport.”

Yet the Olympics have never really been just about sport. How can they be when the lines between sports, politics and culture seem to be growing more blurry by the day? The only thing perfect about the Games may be the five intertwined rings that have long served as its logo.

That’s what makes it so enthralling. A few days after Laegreid achieved a small piece of infamy, Olympic downhill champion Breezy Johnson retreated into the arms of boyfriend Connor Watkins after crashing in the Super-G.

While Johnson’s dreams of leaving Cortina with multiple golds were gone, another was realized anyway when Watkins dropped to a knee and recited Taylor Swift lyrics while producing a blue and white sapphire ring.

Johnson giddily accepted before jumping into his arms, the physical pain and emotional disappointment of what happened up on the mountain only minutes earlier replaced by a memory and a promise that will stick with her forever.

“I think most people want to peak at the Olympics,” Johnson said. “I just extra peaked.”

Favorites upstaged

Not everyone does at a festival where unpredictability often outduels inevitability for top billing.

For every breakthrough like the one American figure skater Ilia Malinin is providing one electrifying backflip and quadruple jump at a time, there are bold-faced champions somewhat surprisingly ceding the stage they’ve so often commanded.

Mikaela Shiffrin arrived in Cortina as the winningest ski racer in the history of the sport. Eager to put an 0 for 6 run four years ago in Beijing behind her, she instead began her fourth Olympics with her worst showing in a slalom that she started and finished since 2012, costing Shiffrin and Johnson a gold in women’s combined and opening the door for teammates Jackie Wiles and Paula Moltzan to claim the first Olympic medals of their long careers.

American snowboarding icon Chloe Kim’s bid for an unprecedented third gold in the halfpipe ended late Thursday when a teenager who grew up idolizing her — Gaon Choi of South Korea — pulled off an upset in snowy Livigno.

“I’m a winner because I was able to persevere and fight through,” said Kim, who competed just a month removed from a dislocated shoulder.

And perhaps more than anything at the Olympics, it’s the fight that matters.

For the thousands of athletes scattered across northern Italy, the road to this moment in their lives is rooted in a passion found long ago. The flames may have flickered for many along the way. How could they not? The drudgery of practice. The financial burden. The inevitable physical toll. The hidden mental strain has only recently graduated from hushed whispers to a full-fledged conversation.

It’s a lot to carry. No wonder it’s such fertile ground for drama.

Italy’s moment

And no one has leaned into it more than the hosts who have surged to the top of the medal table.

Yet a country known for big gestures and even bigger emotions is also one that can revel in the quiet and before the catharsis.

Ten months ago, Italian skier Federica Brignone shredded her left leg in a crash that required multiple surgeries, a handful of screws to keep things in place and months of rehab. The 35-year-old never stopped pointing toward Cortina. On Thursday, in front of a crowd that included Italian President Sergio Mattarella, Brignone ignored the lingering pain to throw down a sublime Super-G run in tricky conditions to earn her first Olympic gold.

After the medal ceremony, the Italian Air Force’s acrobatic unit thundered overhead, leaving a trail of the country’s familiar combination of green, white and red in its wake.

The slopes in Cortina shook. The flags waved. Brignone wept, thinking not so much of glory, but the winding path she took to get here.

“One of those films that you don’t believe in because it’s not possible for it to end that well,” Brignone said.

Maybe that’s the best part.

It’s not the end. We’re only halfway there. Who knows?

Milan Cortina’s second act could be even better than the first.

AP Sports Writers Andrew Dampf, Graham Dunbar, Dave Skretta, Tim Reynolds and AP National Writer Eddie Pells contributed to this report.

AP Winter Olympics: https://apnews.com/hub/milan-cortina-2026-winter-olympics

By SUSAN HAIGH

NORWICH, Conn. (AP) — The U.S. State Department has ordered certain public libraries nationwide to cease processing passport applications, disrupting a long-standing service that librarians say their communities have come to rely on and that has run smoothly for years.

The agency, which regulates U.S. passports, began issuing cease and desist orders to not-for-profit libraries in late fall, informing them they were no longer authorized to participate in the Passport Acceptance Facility program as of Friday.

“We still get calls daily seeking that service,” said Cathleen Special, executive director of the Otis Library in Norwich, Connecticut, where passport services were offered for 18 years but ceased in November after receiving the letter. “Our community was so used to us offering this.”

A State Department spokesperson said the order was given because federal law and regulations “clearly prohibit non-governmental organizations” from collecting and retaining fees for a passport application. Government-run libraries are not impacted.

The spokesperson did not respond to questions as to why it has become an issue now and exactly how many libraries are impacted by the cease and desist order. In a statement, they said, “passport services has over 7,500 acceptance facilities nationwide and the number of libraries found ineligible makes up less than one percent of our total network.”

The American Library Association estimates about 1,400 mostly non-profit public libraries nationwide could potentially be affected, or about 15% of all public libraries, depending on how many offer passport services.

Democratic and Republican members of Congress from Connecticut, Pennsylvania, New York, New Jersey and Maryland are pushing back, sending a letter to Secretary of State Marco Rubio this month asking him to extend the existing program until Congress finds a permanent solution.

“In a time when demand for passports is surging, libraries are among the most accessible passport acceptance facilities, particularly for working families and rural residents,” the members wrote.

The lawmakers’ letter said people will have to travel long distances, take unpaid time off from work or forgo getting a passport when demand is surging due to Real ID requirements. If Republicans in Congress impose strict new voting rules, citizens could need their passport or birth certificate to register. People fearing immigration agents are also increasingly carrying passports to confirm their citizenship.

They said the change is particularly disruptive to their states, where many public libraries are structured as nonprofit entities. They predicted some libraries, which benefit financially from passport processing fees, will have to lay off staff, cut programs or close their doors if not allowed to continue providing passport services.

Public libraries are organized differently in each state. In Pennsylvania 85% of public libraries are non-profit organizations, versus being a department of a local municipal government. In Maine, it’s 56%; Rhode Island, 54%, New York, 47% and Connecticut, 46%, according to the American Library Association.

Pennsylvania Reps. Madeleine Dean, a Democrat, and John Joyce, a Republican, have proposed bipartisan legislation that would allow 501(c)(3) non-profit public libraries to continue to serve as passport acceptance facilities by amending the Passport Act of 1920. A similar companion bill is pending in the Senate.

Dean, who first learned about the policy change from a library in her district that has provided passport services for 20 years, called the State Department’s interpretation of the law “nonsense.”

In Joyce’s rural, south-central Pennsylvania district, the Marysville-Rye Library is one of only two passport facilities serving the 556-square-mile Perry County, according to the letter to Rubio. Now the county courthouse will be the only remaining option.

The State Department noted that 99% of the U.S. population lives within 20 miles of a designated passport processing location, such as a post office, county clerk’s office or government-run library authorized to accept in-person passport applications.

“Should the removal of an ineligible facility affect passport services, we will work to identify new eligible program partners in the impacted area,” the agency spokesperson said.

But Special said the Norwich post office had often referred people to her library for passports when someone needed service outside regular hours or had children who needed to be watched and entertained while their parent filled out the paperwork. Library staff also assisted applicants with language barriers.

“And now the burden falls on them to do all of it and that’s tough on them,” she said of the post office down the street. “I don’t know how they’re keeping up, to be honest, because it was such a popular service with us.”

ROME (AP) — A Slovak fugitive who had been on the run for 16 years was finally arrested when he turned up in Milan to support his national ice hockey team at the Milan-Cortina Winter Olympics, police said Friday.

The 44-year-old man, who was not named, was wanted by Italian authorities for a series of thefts committed in 2010.

The carabinieri managed to track down and arrest the man Wednesday after he checked into a campsite in the outskirts of Milan, thanks to an automatic alert from the campsite reception.

The fugitive was then taken to Milan’s San Vittore prison to serve a pending sentence of 11 months and 7 days, according to the carabinieri, Italy’s military police.

The man did not manage to see the opening game in which Slovakia’s hockey team beat Finland with a sound 4-1 at Milan’s Santagiulia Arena on Wednesday.

By ADRIANA MORGA The Associated Press

NEW YORK (AP) — It’s been a confusing time for people with student loans. Collections restarted, then were put on hold. At the same time, borrowers had to stay on top of changes to key forgiveness plans.

Last year, the long-contested SAVE plan introduced by the Biden administration ended with a settlement agreement. President Donald Trump’s “Big Beautiful Bill” introduced new borrowing limits for graduates and raised challenges to the Public Service Loan Forgiveness program. While several changes for student loan borrowers will take effect this summer, other key questions remain unresolved.

More than 5 million Americans were in default on their federal student loans as of September, according to the Education Department. Millions are behind on loan payments and at risk of default this year.

Borrowers “genuinely struggle to afford their loans and then to hear that the administration is making it more expensive and taking away some of the tools and resources that help folks afford their loans is really, it’s panic-inducing,” said Winston Berkman-Breen, legal director at Protect Borrowers.

Last month, the Education Department announced that it would delay involuntary collections for student loan borrowers in default until the department finalizes its new loan repayment plans. The date for this is still unclear.

If you’re a student loan borrower, here are some key things to know:

If you were enrolled in the SAVE plan

The SAVE plan was a repayment plan with some of the most lenient terms ever. Soon after its launch it was challenged in court, leaving millions of student loan borrowers in limbo. Last December, the Education Department announced a settlement agreement to end the SAVE plan. What is next for borrowers who were enrolled in this repayment plan is yet to be determined.

“Seven and a half million borrowers who are currently enrolled in SAVE need to be moved to another plan,” Berkman-Breen said.

As part of the agreement, the Education Department says it will not enroll new borrowers, deny pending applications, and will move all current SAVE borrowers into other repayment plans.

The Education Department is expected to develop a plan for borrowers to transition from the SAVE plan, yet borrowers should be proactive about enrolling in other repayment plans, said Kate Wood, a lending expert at NerdWallet.

If you are looking to enroll in an income-driven repayment plan

Borrowers can apply for the following income-driven plans: the Income-Based Repayment Plan, the Pay as You Earn plan, and the Income-Contingent Repayment plan.

“They all have similar criteria, and they function similarly. Your payment is set as a percentage of your income, not how much you owe, so it’s usually a lower payment,” Berkman-Breen said.

The payment amount under income-driven plans is a percentage of your discretionary income, and the percentage varies depending on the plan. Since many people are looking to switch plans, some applications to income-driven repayment plans might take longer to process, said Jill Desjean, director of policy analysis at the National Association of Student Financial Aid Administrators.

You can find out which repayment plan might work best for you by logging on to the Education Department’s loan simulator.

If you’re working toward your Public Service Loan Forgiveness

There are no changes to the Public Service Loan Forgiveness Program yet. Last year, the Trump administration announced plans to change the eligibility requirements for participating nonprofits.

The policy seeks to disqualify nonprofit workers if their work is deemed to have “substantial illegal purpose.” The Trump administration said it’s necessary to block taxpayer money from lawbreakers, while critics say it turns the program into a tool of political retribution.

The proposal says illegal activity includes the trafficking or “chemical castration” of children, illegal immigration, and supporting foreign terrorist organizations. This move could cut off some teachers, doctors, and other public workers from federal loan cancellation.

“This is something that obviously is very stressful, very nerve-wracking for a lot of people, but given that we don’t know exactly how this is going to be enforced, how these terms are going to be defined, it’s not really something that you can try to plan ahead for now,” Wood said.

While this policy is currently being challenged by 20 Democrat-led states, it’s expected to take effect in July. In the meantime, Wood recommends that borrowers enrolled in the PSLF program continue making payments.

If your student loans are in default

Involuntary collections on federal student loans will remain on hold. The Trump administration announced earlier this month that it is delaying plans to withhold pay from student loan borrowers who default on their payments.

Federal student loan borrowers can have their wages garnished and their federal tax refunds withheld if they default on their loans. Borrowers are considered in default when they are at least 270 days behind on payments.

If your student loans are in default, you can contact your loan holder to apply for a loan rehabilitation program.

“They essentially come up with a payment plan where you’re making a reduced payment,” Woods. “After five successful payments on that rehabilitation plan, wage garnishment will cease.”

If you’re planning to attend graduate school

Trump’s “ Big Beautiful Bill ” has changed the amount graduate students can borrow from federal student loans. Graduate students could previously borrow loans up to the cost of their degree; the new rules cap the amount depending on whether the degree is considered a graduate or a professional program.

Wood said that if you’re starting a new program and taking out a loan after July 1, you will be subject to the new loan limits.

Under the new plan, students in professional programs would be able to borrow up to $50,000 per year and up to $200,000 in total. Other graduate students, such as those pursuing nursing and physical therapy, would be limited to $20,500 a year and up to $100,000 total.

The Education Department is defining the following fields as professional programs: pharmacy, dentistry, veterinary medicine, chiropractic, law, medicine, optometry, osteopathic medicine, podiatry and theology.

If you want to consolidate your loan

The online application for loan consolidation is available at studentaid.gov/loan-consolidation. If you have multiple federal student loans, you can combine them into a single loan with a fixed interest rate and a single monthly payment.

The consolidation process typically takes around 60 days to complete. You can only consolidate your loans once.

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The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

By STEPHEN GROVES

WASHINGTON (AP) — Under questioning from Democrats Tuesday, Commerce Secretary Howard Lutnick acknowledged that he had met with Jeffrey Epstein twice after his 2008 conviction for soliciting prostitution from a child, reversing Lutnick’s previous claim that he had cut ties with the late financier after 2005.

Lutnick once again downplayed his relationship with the disgraced financier who was once his neighbor in New York City as he was questioned by Democrats during a subcommittee hearing of the Senate Appropriations Committee. He described their contact as a handful of emails and a pair of meetings that were years apart.

“I did not have any relationship with him. I barely had anything to do with him,” Lutnick told lawmakers.

But Lutnick is facing calls from several lawmakers for his resignation after the release of case files on Epstein contradicted Lutnick’s claims on a podcast last year that he had decided to “never be in the room” with Epstein again after a 2005 tour of Epstein’s home that disturbed Lutnick and his wife.

The commerce secretary said Tuesday that he and his family actually had lunch with Epstein on his private island in 2012 and he had another hour-long engagement at Epstein’s home in 2011. Lutnick, a member of President Donald Trump’s Cabinet, is the highest-profile U.S. official to face bipartisan calls for his resignation amid revelations of his ties to Epstein. His acknowledgement comes as lawmakers are grasping for what accountability looks like amid the revelations contained in what’s known as the Epstein files.

In countries like the United Kingdom, the Epstein files have triggered resignations and the stripping of royal privileges, but so far, U.S. officials have not met the same level of retribution.

Sen. Chris Van Hollen, the Democrat who questioned Lutnick, told him, “There’s not an indication that you yourself engaged in any wrongdoing with Jeffrey Epstein. It’s the fact that you believe that you misled the country and the Congress based on your earlier statements.”

Meanwhile, House members who initiated the legislative effort to force the release of the files are calling for Lutnick to resign. Republican Rep. Thomas Massie of Kentucky called for that over the weekend after emails were released that alluded to the meetings between Lutnick and Epstein.

Rep. Ro Khanna, a California Democrat, joined Massie in pressuring Lutnick out of office on Monday.

“Based on the evidence, he should be out of the Cabinet,” Khanna said.

He added, “It’s not about any particular person. In this country, we have to make a decision. Are we going to allow the rich and powerful people who are friends and (had) no problem doing business and showing up with a pedophile who is raping underage girls, are we just going to allow them to skate?”

By JOEY CAPPELLETTI, STEVE PEOPLES and STEVEN SLOAN

WASHINGTON (AP) — The National Governors Association will no longer hold a formal meeting with President Donald Trump when the group of state leaders meet in Washington later this month after the White House planned to invite only Republicans.

“NGA staff was informed that the White House intends to limit invitations to the annual business meeting, scheduled for February 20, to Republican governors only,” Oklahoma Gov. Kevin Stitt, a Republican who is the chairman of the NGA, said in a Monday letter to fellow governors obtained by The Associated Press. “Because NGA’s mission is to represent all 55 governors, the Association is no longer serving as the facilitator for that event, and it is no longer included in our official program.”

The NGA is scheduled to meet in Washington from Feb. 19-21. Representatives for Stitt, the White House and the NGA didn’t immediately comment on the letter.

Brandon Tatum, the NGA’s CEO, said in a statement last week that the White House meeting is an “important tradition” and said the organization was “disappointed in the administration’s decision to make it a partisan occasion this year.”

The governors group is one of the few remaining venues where political leaders from both major parties gather to discuss the top issues facing their communities. In his letter, Stitt encouraged governors to unite around common goals.

“We cannot allow one divisive action to achieve its goal of dividing us,” he wrote. “The solution is not to respond in kind, but to rise above and to remain focused on our shared duty to the people we serve. America’s governors have always been models of pragmatic leadership, and that example is most important when Washington grows distracted by politics.”

Signs of partisan tensions emerged at the White House meeting last year, when Trump and Maine’s then-Gov. Janet Mills traded barbs.

Trump singled out the Democratic governor over his push to bar transgender athletes from competing in girls’ and women’s sports, threatening to withhold federal funding from the state if she did not comply. Mills responded, “We’ll see you in court.”

Trump then predicted that Mills’ political career would be over for opposing the order. She is now running for U.S. Senate.

The back and forth had a lasting impact on last year’s conference and some Democratic governors did not renew their dues last year to the bipartisan group.

Peoples reported from New York.

By MARY CLARE JALONICK, KEVIN FREKING and SEUNG MIN KIM

WASHINGTON (AP) — Democratic leaders say a proposal from the White House is “incomplete and insufficient” as they are demanding new restrictions on President Donald Trump’s immigration crackdown and threatening a shutdown of the Homeland Security Department.

Senate Democratic leader Chuck Schumer and House Democratic leader Hakeem Jeffries said in a statement late Monday that a White House counterproposal to the list of demands they transmitted over the weekend “included neither details nor legislative text” and does not address “the concerns Americans have about ICE’s lawless conduct.” The White House proposal was not released publicly.

The Democrats’ statement comes as time is running short, with another partial government shutdown threatening to begin Saturday. Among the Democrats’ demands are a requirement for judicial warrants, better identification of DHS officers, new use-of-force standards and a stop to racial profiling. They say such changes are necessary after two protesters were fatally shot by federal agents in Minneapolis last month.

Earlier Monday, Senate Majority Leader John Thune, R-S.D., had expressed optimism about the rare negotiations between Democrats and the White House, saying there was “forward progress.”

Thune said it was a good sign that the two sides were trading papers, and “hopefully they can find some common ground here.”

But coming to an agreement on the charged issue of immigration enforcement will be difficult, especially as rank-and-file lawmakers in both parties were skeptical about finding common ground.

Republicans have balked at the Democrats’ requests and some have demands of their own, including the addition of legislation that would require proof of citizenship before Americans register to vote and restrictions on cities that they say do not do enough to crack down on illegal immigration.

And many Democrats who are furious about Immigration and Customs Enforcement’s aggressive crackdown have said they won’t vote for another penny of Homeland Security funding until enforcement is radically scaled back.

“Dramatic changes are needed at the Department of Homeland Security before a DHS funding bill moves forward,” Jeffries said earlier Monday. “Period. Full stop.”

Trump deals with Democrats

Congress is trying to renegotiate the DHS spending bill after Trump agreed to a Democratic request that it be separated out from a larger spending measure that became law last week. That package extended Homeland Security funding at current levels only through Feb. 13, creating a brief window for action as the two parties discuss new restrictions on ICE and other federal officers.

Democrats made the demands for new restrictions on ICE and other federal law enforcement after ICU nurse Alex Pretti was shot and killed by a U.S. Border Patrol officer in Minneapolis on Jan. 24, and some Republicans suggested that new restrictions were necessary. Renee Good was shot by ICE agents on Jan. 7.

While he agreed to separate the funding, Trump has not publicly responded to the Democrats’ specific demands.

White House press secretary Karoline Leavitt said late last week that the Trump administration is willing to discuss some items on the Democrats’ list, but “others don’t seem like they are grounded in any common sense, and they are nonstarters for this administration.”

Democratic demands

Schumer and Jeffries have said they want immigration officers to remove their masks, to show identification and to better coordinate with local authorities. They have also demanded a stricter use-of-force policy for the federal officers, legal safeguards at detention centers and a prohibition on tracking protesters with body-worn cameras.

Among other demands, Democrats say Congress should end indiscriminate arrests, “improve warrant procedures and standards,” ensure the law is clear that officers cannot enter private property without a judicial warrant and require that before a person can be detained, it’s verified that the person is not a U.S. citizen.

Republicans have said they support the requirement for DHS officers to have body-worn cameras — language that was in the original DHS bill — but have balked at many of the other Democratic asks.

“Taking the masks off ICE officers and agents, the reason we can’t do that is that it would subject them to great harm, their families at great risk because people are doxing them and targeting them,” said House Speaker Mike Johnson, R-La., on Monday. “We’ve got to talk about things that are reasonable and achievable.”

Tennessee Sen. Bill Hagerty said on “Fox News Sunday” that Democrats are ”trying to motivate a radical left base.”

“The left has gone completely overboard, and they’re threatening the safety and security of our agents so they cannot do their job,” Hagerty said.

Consequences of a shutdown

In addition to ICE and U.S. Customs and Border Protection, the homeland security bill includes funding for the Federal Emergency Management Agency and the Transportation Security Administration. If DHS shuts down, Thune said last week, “there’s a very good chance we could see more travel problems” similar to the 43-day government closure last year.

Lawmakers in both parties have suggested they could separate out funding for ICE and Border Patrol and pass the rest of it by Friday. But Thune has been cool to that idea, saying instead that Congress should pass another short-term extension for all of DHS while they negotiate the possible new restrictions.

“If there’s additional time that’s needed, then hopefully Democrats would be amenable to another extension,” Thune said.

Many Democrats are unlikely to vote for another extension. But Republicans could potentially win enough votes in both chambers from Democrats if they feel hopeful about negotiations.

“The ball is in the Republicans’ court,” Jeffries said Monday.

Associated Press writers Joey Cappelletti and Lisa Mascaro contributed to this report.

By ALICIA RANCILIO, Associated Press

Christie O’Sullivan of Trinity, Florida, has spent 21 Valentine’s Days with her husband, but her favorite celebration was one spent with a girlfriend before she got married.

They took the day off work, got massages, and went out for cocktails and a fancy dinner.

“For me, it was 10 out of 10. That whole day was intentional,” said O’Sullivan. She remembers it as empowering “on a day that’s usually filled with pressure to be in a relationship, or sadness because I wasn’t currently in one.”

Galentine’s Day became a pop culture phenomenon with a 2010 episode of the TV comedy “Parks and Recreation” that celebrated female friendships around Valentine’s Day. Amy Poehler’s character, Leslie Knope, gathered her gal pals on Feb. 13.

“What’s Galentine’s Day? Oh, it’s only the best day of the year,” said Knope.

Honoring female friendships can happen any day of the year, of course. Whether on Feb. 13 or another day, here are some ways to create a fun-filled experience:

Making it a party

Chela Pappaccioli of Franklin Lakes, New Jersey, has been hosting a Galentine’s Day bash at her home for the last three years. She has a bartender and a DJ hired, and this year invited 45 of her nearest and dearest. So far, she has 34 confirmations, and is assembling gift bags for her guests to take home. There are no men allowed “unless the bartender happens to be male.”

The event may be extravagant, but Pappaccioli says it’s worth it.

“It’s an escape to just be with your girls, be silly, do something fun and just focus on the friendships you’ve created and enjoying each other’s company,” she says.

Learning how to do something new

Liz Momblanco of Berkley, Michigan, who describes herself as a “serial hobbyist,” invites her friends to take classes like cookie and cake decorating, calligraphy and stained glass.

“I enjoy learning something new and having a shared experience,” said Momblanco, who has attended day retreats for women that offer activities like floral arranging, yoga or a cold plunge.

Marney Wolf, who runs the retreat company Luna Wolf, says providing an opportunity for art and creativity builds community.

“It bonds you, whether it’s the smallest thing or really deep. You watch these grown women turn into almost like a childlike kindergarten response like, ‘Oh my gosh! Good job! You’re so talented!’ That little lift is the easiest thing to do,” she said.

Filling a Valentine’s void

Wolf takes care to schedule Galentine’s-themed retreats near Valentine’s Day because some women don’t have someone to spend Feb. 14 with.

“I know it can be a really lonely time for people and I think some take it for granted,” she says.

Pappaccioli said a couple of divorced friends come to her party, and “even if you’re married it can be depressing because your husband may not be doing what you want or your boyfriend may not support you in the way you want,” she says.

“It’s nice to know that you don’t need that. You can still celebrate the holiday, but turn it around a little bit and celebrate the relationships you want to.”

Creating different kinds of bonds

Galentine’s Day get-togethers can forge new friendships. And spending quality time with a friend provides an opportunity to put the phone away, avoid distractions and build memories.

O’Sullivan is a social media strategist for businesses but appreciates that her bestie Valentine’s Day was without cellphones.

“We could be fully present — no photos, no texts, no nothing,” she says.

“So while that means there’s no actual record of that day occurring, it also means the details became a core memory without it.”

Some celebrate Galentine’s Day by just going out for coffee or playing cards. You might go with a group of women friends to a play or museum, or take a hike or a workout class.

Other ideas include thrift store shopping, country line dancing, roller skating, karaoke, junk journaling, and getting manicures and pedicures.

Lindsey Vonn 's defiant bid to win the Winter Olympic downhill at the age of 41, on a rebuilt right knee and a badly injured left knee, ended Sunday in a frightening crash that saw her taken to safety by a rescue helicopter for the second time in nine days.

Vonn lost control within moments of leaving the start house, clipping a gate with her right shoulder and pinwheeling down the slope before ending up awkwardly on her back, her skis crisscrossed below her and her screams ringing out soon after medical personnel arrived. She was treated for long, anguished minutes as a hush fell over the crowd waiting far below at the finish line.

She was strapped to a gurney and flown away, possibly ending the skier's storied career. The U.S. Ski Team did not disclose details of her injury but said Vonn "is in stable condition and in good hands with a team of American and Italian physicians.

Shell be OK, but its going to be a bit of a process, said Anouk Patty, chief of sport for U.S. Ski and Snowboard. This sports brutal and people need to remember when theyre watching (that) these athletes are throwing themselves down a mountain and going really, really fast.

Breezy Johnson, Vonn's teammate, became only the second American woman to win the Olympic downhill after Vonn did it 16 years ago. The 30-year-old Johnson held off Emma Aicher of Germany and Italys Sofia Goggia on a bittersweet day for the team.

I dont claim to know what shes going through, but I do know what it is to be here, to be fighting for the Olympics, and to have this course burn you and to watch those dreams die," said Johnson, whose injury in Cortina in 2022 ruined her hopes of sking in the Beijing Olympics. I cant imagine the pain that shes going through and its not the physical pain we can deal with physical pain but the emotional pain is something else.

Vonn had family in the stands, including her father, Alan Kildow, who stared down at the ground while his daughter was being treated after just 13 seconds on the course where she holds a record 12 World Cup titles. Others in the crowd, including rapper Snoop Dogg, watched quietly as the star skier was finally taken off the course. Fellow American star Mikaela Shiffrin posted a broken heart emoji on social media.

Vonns crash was tragic, but its ski racing," said Johan Eliasch, president of the International Ski and Snowboard Federation.

I can only say thank you for what she has done for our sport, he said, because this race has been the talk of the games and its put our sport in the best possible light.

All eyes had been on Vonn, the feel-good story heading into the Olympics. She returned to elite ski racing last season after nearly six years, a remarkable decision given her age but she also had a partial titanium knee replacement in her right knee, too. Many wondered how she would fare as she sought a gold medal to join the one she won in the downhill at the 2010 Vancouver Games.

The four-time overall World Cup champion stunned everyone by being a contender almost immediately. She came to the Olympics as the leader in the World Cup downhill standings and was a gold-medal favorite before her crash in Switzerland nine days ago, when she suffered her latest knee injury. In addition to a ruptured ACL, she also had a bone bruise and meniscus damage.

Still, no one counted her out even then. In truth, she has skied through injuries for three decades at the top of the sport. In 2006, ahead of the Turin Olympics, Vonn took a bad fall during downhill training and went to the hospital. She competed less than 48 hours later, racing in all four events shed planned, with a top result of seventh in the super-G.

Cortina has had many treasured memories for Vonn beyond the record wins. She is called the queen of Cortina, and the Olympia delle Tofana is a course that had always suited Vonn. She tested out the knee twice in downill training runs over the past three days before the awful crash on Sunday in clear, sunny conditions.

This would be the best comeback Ive done so far, Vonn said before the race. Definitely the most dramatic.

The drama was of a different sort this time. Not since perhaps Hermann Maiers cartwheeling crash at the 1998 Nagano Games had there been such a high-profile and spectacular fall in Alpine skiing at the Olympics.

Dear Lindsey, were all thinking of you. You are an incredible inspiration, and will always be an Olympic champion, International Olympic Committee president Kirsty Coventry said.

News of the crash spread quickly, including to the fan zone down the mountain in Cortina.

Its such a huge loss and bummer," American Megan Gunyou said. I feel like hearing her story and just like the redemption of her first fall and like fighting to come back to the Olympics this year, I mean, I feel so sad for her.

Dan Wilton of Vancouver, Canada, watched the race from the stands.

It was frightening, he said. Really, your heart goes out for such a champion who is coming to the end of her career. Everyone wanted a successful finish.

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AP Olympics: https://apnews.com/hub/milan-cortina-2026-winter-olympics

By CATHY BUSSEWITZ, Wellness Writer

NEW YORK (AP) — Barbara Goldberg brings a stack of newspapers to the office every day. The CEO of a Florida public relations firm scours stories for developments relevant to her clients while relishing holding the pages in her hand. “I want to touch it, feel it, turn the page and see the photos,” Goldberg said.

Generation Z employees at O’Connell & Goldberg don’t get her devotion to newsprint when so much information is available online and constantly updated, she said. They came of age with smartphones in hand. And they spot trends on TikTok or Instagram that baby boomers like Goldberg might miss, she said.

The staff’s disparate media consumption habits become clear at a weekly Monday staff meeting. It was originally intended to discuss how the news of the day might impact the firm’s clients, Goldberg said. But instead of news stories, the conversation often turns to the latest slang, digital tools and memes.

The first time it happened, she listened without judgment, and thought, “Shoot, this is actually really insightful. I need to know the trending audio and I need to know these influencers.” Of her younger colleagues, she said, “they know the cultural conversation that I wasn’t thinking about.”

With at least five generations participating in the U.S. workforce, co-workers can at times feel like they speak different languages. The ways people born decades apart approach tasks may create misunderstandings. But some workplaces are turning the natural divides between age groups into a competitive advantage through reverse mentoring programs that recognize the strengths each generation brings to work and uses them to build mutual skills and respect.

Unlike traditional mentorships that involve an older person sharing wisdom with a younger colleague, reverse mentoring affords less experienced staff members the opportunity to teach seasoned colleagues about new trends and technologies.

“The generational differences, to me, are something to leverage. It’s like a superpower,” Goldberg said. “It’s where the magic happens.”

Here are some ways to make the most of a multigenerational workplace.

Mentoring up

Beauty product company Estée Lauder began a reverse mentoring program globally a decade ago when its managers realized consumers were rapidly getting beauty tips from social media influencers instead of department stores, said Peri Izzo, an executive director who oversaw the initiative.

The voluntary program now has roughly 1,200 participants. The mentors are millennials, born 1981 to 1986, and Gen Zers, born starting in 1997. They’re paired with mentees who are part of the U.S. baby boom of 1946 to 1964, and members of Generation X, born 1965 to 1980, according to the generational definitions of the Pew Research Center.

At the start of a new mentoring relationship, participants do icebreaker activities like a Gen Z vocabulary quiz. The young mentors take phrases they use with friends in group chats and quiz older colleagues about what they mean, said Izzo, who at age 33 qualifies as a young millennial. For example, if a Gen Zer says something is “living rent-free in your head,” it refers to someone or something that constantly occupies your thoughts.

“Most of the mentees knew what it was, but then one mentee’s reaction was, ‘Oh I get it, my son lives rent-free in my house,’ and everyone thought it was so funny because they were like, ‘You really don’t understand the context that it’s being used on TikTok and amongst millennial and Gen Z,’” Izzo said.

Madison Reynolds, 26, a product manager on the technology team at Estée Lauder, is a Gen Zer and serves as a reverse mentor in the program. She and her contemporaries teach their older colleagues phrases such as “You ate it up,” which means you did a good job. When her manager tries out Gen Z phrases, Reynolds offers feedback, saying, “No, that’s not right,” or “You got it.”

Give and take

When 81-year-old hotelier Bruce Haines brought in athletes from Lehigh University’s wrestling team to participate in a mentorship program at the Historic Hotel Bethlehem in Pennsylvania, he taught them about entrepreneurship by having the students shadow managers in various departments. He also gained valuable marketing insights from the students, which he hadn’t anticipated.

“It’s been energizing for me. It’s almost reinvigorating,” Haines, the hotel’s managing partner, said. “We tended to be Facebook-focused. We’re a luxury destination hotel, so we tend to be an older crowd that we’re reaching. They enhanced our marketing by alerting us that we need to be on Instagram and YouTube and get out there and reach the younger people.”

The students also suggested offering prepackaged pints of ice cream to the hotel’s in-house parlor because their contemporaries didn’t want to wait around for cones. “We were really missing out, and it’s truly increased our ice cream sales and our profitability,” Haines said.

Old-fashioned people skills

Carson Celio, 26, is an account supervisor at the PR firm Goldberg leads. She’s part of the cohort that advises the CEO about what’s trending on TikTok and what’s over with. She says Goldberg has taught her how to successfully work a room and spark conversations that feel natural and organic.

Celio was a sophomore in college when COVID-19 hit, which pushed most of her classes online, including a public speaking course. “We have spent so much time online and conducting meetings over Zoom or Teams.” As a result, in-person networking can feel overwhelming to her generation, she said. “Learning the value of actually being face to face with people and building those connections — Barbara has helped me a lot with that.”

A text or a tome

At Harvard Medical Faculty Physicians, a medical group that employs 2,400 doctors in eastern Massachusetts, Dr. Alexa B. Kimball adapts her communication style to a range of age groups. Some mature clinicians send very long emails, which can be unproductive.

“When you have an email conversation that’s in its 15th response, that tells you you should pick up the phone,” Kimball, the group’s CEO, said. On the other extreme, some of the youngest trainees communicate with six-word texts, she said.

A reverse mentoring program that teachers doctors about different communication styles helped when the practice launched a new medical records system that required 14 hours of training. Following the training, Kimball paired workers with more tech-savvy colleagues, who tended to be younger, to provide support.

Phased retirement

Robert Poole, 62, is the only person at health care technology company Abbott who manages the laser used to create nearly microscopic components of a cardiovascular device. Since he’s approaching retirement, Abbott hired Shahad Almahania, 33, an equipment engineer, to work alongside him and absorb some of his decades of knowledge.

“The equipment is all custom, so it takes a long time to learn how to run it and keep it running,” Poole said.

Poole, who began working in the 1980s, said he also learns from Almahania. When Abbott removed landline telephones five years ago, he migrated to group chats like Slack, asking her for help deciphering the meaning of emojis.

“When you strip away all the generational stereotypes, … every age group, every person, is looking for some of the same things,” said Leena Rinne, vice president at online learning platform Skillsoft. “They want supportive leadership. They want the opportunity to grow and to contribute in their workplace. They want respect and clarity.”

Share your stories and questions about workplace wellness at cbussewitz@ap.org. Follow AP’s Be Well coverage, focusing on wellness, fitness, diet and mental health at https://apnews.com/hub/be-well

Jeremy Fears played one of his best games to help No. 10 Michigan State earn a much-needed win after his coach thought about benching him.

Fears started the game and finished with 26 points 11 in OT and 15 assists in 42 minutes, lifting the Spartans to an 85-82 win over No. 5 Illinois on Saturday night, after coach Tom Izzo debated whether to discipline the standout point guard after his sportsmanship was called into question in two straight games.

Late in the first half, Fears was scrutinized again.

If he breathes on somebody now, theres going to be a call," Izzo said after the game.

Fighting Illini coach Brad Underwood asked officials to review whether Fears intentionally tripped David Mirkovic after stopping in front of him.

I didnt have any worry that it wasnt a basketball play, Fears said.

Underwood lost the appeal.

They looked at it, Underwood said. It's always going to be a judgment. He stopped. It's what he does.

He was terrific. We didn't do a very good job of squaring him up.

Izzo said on the pregame radio show that he doesn't condone what Fears has done in recent games, adding he hasn't done anything to merit a suspension.

He's remorseful, Izzo said.

In a 76-73 loss at Minnesota on Wednesday night, Fears swung his leg backward into Langston Reynolds groin area after the whistle when Reynolds was called for a foul on Fears. Officials gave Fears a technical on review.

I had some mistakes that I made in past game that I dont want to let happen, Fears said. "I hurt my team.

In last weeks 83-71 loss to rival and second-ranked Michigan, Fears appeared to intentionally trip preseason All-America forward Yaxel Lendeborg.

The day before facing the Fighting Illini, Izzo said he still was considering benching Fears for at least a portion of the game. Izzo said the redshirt sophomore needed to grow up a little bit."

Entering the game against Illinois, Fears led the nation with 204 assists and was averaging nearly 15 points a game as Michigan State's leading scorer.

While Izzo was considering disciplining Fears, Izzo has made clear he remains upset about Michigan coach Dusty Mays public criticism of Fears. May accused the Spartans of several plays that are very dangerous," during a news conference.

Things got blown up," Izzo said.

Fears has had a breakout season in his third year at Michigan State, following up a bounce-back season.

His freshman year was cut short because he needed a 3-hour surgery to remove a bullet from his left thigh. While hanging out with friends on Dec. 23, 2023 during a holiday break from the team, Fears and a 19-year-old woman were shot by a male with a handgun after the man entered a residence and opened fire before fleeing.

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Michigan State guard Jeremy Fears Jr. (1), right, goes up to shoot against Illinois center Zvonimir Ivisic, left, and guard Andrej Stojakovic, third from left, during the second half of an NCAA college basketball game, Saturday, Feb. 7, 2026, in East Lansing, Mich. (AP Photo/Al Goldis)

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MILAN (AP) — Men’s downhill in Alpine skiing starts as the first medal event of the Milan Cortina Olympics and will take place Saturday, which is officially Day 1 of the Games.

Also in the spotlight will be U.S. figure skating star Ilia Malinin as well as Jessie Diggins, America’s most decorated cross-country skier.

Here is a guide of what to look out for:

Men’s downhill is wide open

Swiss teammates Marco Odermatt and world champion Franjo von Allmen are among the favorites, though there’s a long list of contenders for the podium at Stelvio Ski Center in Bormio.

The home crowd will be rooting for Dominik Paris, who in his fifth Games is still looking for his first Olympic medal. The 36-year-old Italian is a Bormio specialist, having won a record six World Cup downhills there. There’s also young Italian Giovanni Franzoni.

U.S. skier Ryan Cochran-Siegle was fastest in the opening downhill training session Wednesday. It is Cochran-Siegle’s third Winter Olympics. He won silver in the super-G at the Beijing Games four years ago.

The event is scheduled to begin at 10:30 a.m. local time (0930 GMT, 4:30 a.m. ET), weather permitting.

Ilia Malinin performs in figure skating team event

Two-time reigning world champion Ilia Malinin, the overwhelming favorite to win Olympic figure skating gold, performs his short program as part of the team event. The defending champion U.S. leads Japan and Italy going into Day 2 of the three-day competition. It’s scheduled to begin at 6:45 p.m. local time (1745 GMT, 12:45 p.m. ET) in Milan.

In the free dance, the U.S. team of Madison Chock and Evan Bates is expected back on the ice. The three-time defending world champions won the rhythm dance portion of the team competition Friday.

Jessie Diggins competes in her 4th Olympics

Diggins, a 34-year-old Minnesota native, is trying to add to her Olympic haul before she retires at the end of the season. She already has a gold, silver, and bronze medal from three earlier Olympics. She will compete Saturday in the 20 kilometer skiathlon. The event is scheduled to begin at noon local time (1100 GMT and 6 a.m. ET). Cross-country skiing is held in Val di Fiemme, a valley in the heart of the Dolomites. It’s possible medals could be awarded before the men’s downhill medals.

There are also medal events in ski jumping (women’s normal hill individual), snowboard (men’s snowboard big air) and speedskating (women’s 3000 meters).

US faces Finland in women’s hockey

Women’s hockey is among the handful of disciplines that have already begun preliminary rounds. The U.S. team opened its campaign with a 5-1 victory over Czechia on Thursday.

Next up for the Americans is Finland. The game is scheduled to begin at 3:40 p.m. local time (1440 GMT, 9:40 a.m. ET) in Milan. The other games Saturday: Switzerland-Canada; Sweden-Italy; and Germany-Japan.

AP Olympics: https://apnews.com/hub/milan-cortina-2026-winter-olympics

By The Associated Press

This photo gallery, curated by AP photo editors, features highlights from the opening ceremony of the Milan Cortina Olympics.

By GABRIELA AOUN ANGUEIRA, Associated Press

The Federal Emergency Management Agency will resume staff cuts that were briefly paused during January’s severe winter storm, according to two FEMA managers, stoking concern across the agency over its ability to address disasters with fewer workers.

FEMA at the start of January abruptly stopped renewing employment contracts for a group of staffers known as Cadre of On-Call Response/Recovery, or CORE employees, term-limited hires who can hold senior roles and play an important role in emergency response.

But FEMA then paused the cuts in late January as the nation braced for the gigantic winter storm that was set to impact half the country’s population. FEMA did not say whether that decision was linked to the storm.

The two FEMA team managers, who spoke on condition of anonymity because they were not authorized to discuss the staffing changes with the media, were told this week that dismissals were going to resume soon but were not given a specific date. It was not clear how many people would be impacted.

FEMA staff told The Associated Press that the policy indiscriminately terminates employees without taking into account the importance of their role or their years of experience. The hundreds of CORE dismissals have wiped out entire teams, or left groups without managers, they said.

“It’s a big impact to our ability to implement and carry out the programs entrusted to us to carry out,” one FEMA manager told The Associated Press.

The officials said it was unclear who at the Department of Homeland Security or FEMA was driving the decision. Managers used to make the case to extend a contract months in advance, they said, but now leaders were often finding out about terminations at the same time as their employee.

DHS and FEMA did not immediately respond to requests for comment.

There are over 10,000 CORE workers, making up nearly half of FEMA’s workforce. While they are employed on two- and four-year contracts, those terms are “routinely renewed,” one manager said, calling CORE the “primary backbone” for FEMA’s response and recovery work. Many CORE are supervisors and it’s not uncommon for them to have worked at the agency for many years, if not decades.

CORE employees are paid out of FEMA’s Disaster Relief Fund and are not subject to as long a hiring process as permanent full-time federal employees. That allows the agency to be more nimble in its hiring and onboard employees more quickly as needs arise. With DHS funded only temporarily because of a battle in Congress over immigration tactics, CORE employees can work and be paid during a government shutdown, so long as the disaster fund still has money.

The administration’s efforts to reduce the workforce come as the Trump administration has been promising reforms for FEMA that it says will reduce waste and shift emergency management responsibilities over to states.

It also comes as DHS faces increasing criticism over how it manages FEMA, including delays in getting disaster funding to states and workforce reductions.

FEMA lost nearly 10% of its workforce between January and June 2025, according to the Government Accountability Office. Concern has grown in recent months among FEMA staff and disaster experts that larger cuts are coming.

A draft report from the Trump-appointed FEMA Review Council included a recommendation to cut the agency’s workforce in half, according to a person familiar with the matter who spoke on the condition of anonymity because they were not authorized to discuss the report with media. The council’s final report, due last November, has not been published.

“Based on past disasters, we know that slashing FEMA’s workforce will put Americans at risk, plain and simple,” Rep. Bennie Thompson of Mississippi, ranking member of the House Homeland Security Committee, said after introducing a resolution Wednesday condemning FEMA staff cuts.

Last week, a coalition of unions and nonprofits led by the American Federation of Government Employees filed a legal complaint against the Trump Administration over the FEMA reductions.

A CORE employee at FEMA headquarters who asked not to be named for fear of losing their job said that even though FEMA was able to support states during Winter Storm Fern, a year of staff losses could already be felt. There were fewer people available for backup, they said, and staff were burned out from ongoing uncertainty.

By ALEXA ST. JOHN

Energy Star, the program that helps guide consumers to more energy-efficient appliances and electronics, has survived the Trump administration’s plans to cut it.

The program received sufficient support in Congress that it was included in budget legislation signed this week by President Donald Trump.

Environmentalists and advocates called it good news for consumers and the planet, but raised concerns over how the program will be administered under a shrunken Environmental Protection Agency.

But Energy Star is not the only energy efficiency program targeted by Trump.

Here’s what to know about the outlook for that program and others.

What’s Trump got against energy efficiency?

Trump has regularly said efficiency standards for household items and appliances — many strengthened under predecessor Joe Biden’s administration — rob consumers of choice and add unnecessary costs.

His first executive order upon returning to office last year outlined a vision to “unleash American energy.” In it, he emphasized safeguarding “the American people’s freedom to choose” everything from light bulbs to gas stoves to water heaters and shower heads.

At the same time Trump has targeted efficiency, he’s also sought to block renewable energy development such as wind and solar and boosted fossil fuels that contribute to warming, including gas, oil and coal.

What happened with Energy Star?

Energy Star is a voluntary, decades-old EPA-run program that informs consumers about how efficient home appliances and electronics are, including dishwashers, washing machines and more. The idea is to simultaneously reduce emissions and save consumers money on their energy bills.

The Department of Energy develops product testing procedures for Energy Star, while the EPA sets performance levels and ensures the certification label is reliable for consumers. It also applies to new homes, commercial buildings and plants.

EPA says the program has saved 4 billion metric tonnes (4.41 billion tons) of planet-warming greenhouse gas emissions since launching in 1992, and can save households an average of $450 annually.

Last May, EPA drafted plans to eliminate Energy Star as part of a broader agency reorganization that targeted air pollution regulation efforts and other critical environmental functions. The agency said the reorganization would deliver “organizational improvements to the personnel structure” to benefit the American people.

Many groups advocated against the potential closure of the program, citing its benefits to consumers.

The legislation Trump signed this week allocated $33 million for the program, slightly more than 2024’s $32.1 million, according to the Congressional Research Service, but it continues the general trend of declining funding for the program over the past decade. The Association of Home Appliance Manufacturers, among many industry groups to advocate for keeping the program in letters sent to Congress, said it was “very pleased” to see the funding continue.

Some concerns remain

Experts say uncertainty around the program likely didn’t impact consumers much over the past year. They note that manufacturers can’t change their product lines overnight.

Amanda Smith, a senior scientist at climate research organization Project Drawdown, said the uncertainty may have had a bigger effect on EPA’s ability to administer the program. She was among experts wondering how staffing cuts may affect EPA’s work.

EPA spokesperson Brigit Hirsch didn’t address a question about that, saying in a statement only that EPA Administrator Lee Zeldin “will follow the law as enacted by Congress.”

What other energy efficiency rules are still in limbo?

The Department of Energy has proposed rolling back, weakening or revoking 17 other minimum efficiency standards for energy and water conservation as part of 47 broader deregulatory actions. Those are standards that must be met for the products to be sold legally.

That includes air cleaners, ovens, dehumidifiers, portable air conditioners, washers, dishwashers, faucets and many more items that have been in place and updated over the years.

“These are standards that are quietly saving people money on their utility bills year after year in a way that most consumers never notice,” said Andrew deLaski, executive director of the Appliance Standards Awareness Project. “The striking thing is that consumers have a huge array of choices in appliances in the market today. Repealing these standards would simply increase cost. It just doesn’t make sense.”

Changing efficiency measures also drives up energy demand at a time when utilities are already challenged to meet the growing needs of data centers, electrification and more.

While Congress has supported Energy Star and these separate appliance standards, it also has advanced legislation that would give the president new powers to roll back rules.

Manufacturers are likely to continue making efficient consumer appliances, but weakened rules could negatively impact the U.S. marketplace.

“The problem for U.S. manufacturers is that overseas competitors making inefficient products elsewhere could now flood the U.S. market,” deLaski said, noting that would undercut American manufacturers.

Alexa St. John is an Associated Press climate reporter. Follow her on X: @alexa_stjohn. Reach her at ast.john@ap.org.

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By STEPHEN GROVES

WASHINGTON (AP) — The chairman of the House Oversight Committee on Friday requested records related to firms partially owned by the husband of Minnesota Democratic Rep. Ilhan Omar, taking the extraordinary step of scrutinizing the spouse of a sitting House member.

Rep. James Comer, a Kentucky Republican, released a letter to Timothy Mynett, a former Democratic political consultant who is married to Omar, requesting records related to a pair of companies that had a substantial jump in value between 2023 and 2024, according to financial disclosures filed by the congresswoman.

Comer’s request marked a highly unusual move by the chair of a committee with a history of taking on politically-charged investigations, but almost always focused on government officials outside of Congress. The House Ethics Committee, which is comprised of an equal number of Democrats and Republicans and tries to stay away from political fights, typically handles allegations involving lawmakers and their family members.

Yet since her 2018 election as one of the first Muslim women in the House, Omar has received nearly-nonstop attacks from the right. She has dismissed allegations around her finances as “misleading” and based on conspiracy theories.

A spokesperson for Omar, Jackie Rogers, said in a statement that Comer’s letter was “a political stunt” and part of a campaign “meant to fundraise, not real oversight.”

“This is an attempt to orchestrate a smear campaign against the congresswoman, and it is disgusting that our tax dollars are being used to malign her,” Rogers added.

Comer has also displayed a willingness to push the traditional parameters of the Oversight panel. In a separate investigation into Jeffrey Epstein, he is enforcing subpoenas for depositions from former Secretary of State Hillary Clinton and former President Bill Clinton, marking the first time a former president will be forced to appear before Congress.

In the letter to Mynett on Friday, Comer said, “There are serious public concerns about how your businesses increased so dramatically in value only a year after reporting very limited assets.”

There is no evidence of wrongdoing by Omar, but President Donald Trump also said last month that the Department of Justice is looking into her finances.

In response to the president, Omar said on social media that “your support is collapsing and you’re panicking,” adding that “Years of ‘investigations’ have found nothing.”

The scrutiny of Omar’s finances comes from a required financial disclosure statement she filed in May last year. She reported then that two firms tied to her husband, a winery called eStCru and an investment firm called Rose Lake Capital, had risen in value by at least $5.9 million dollars. Lawmakers report assets within ranges of dollar figures, so it was not clear exactly how much the firms had risen in value or what ownership stake Mynett had in them.

Omar has also pointed out that her husband’s reported income from the winery was between $5,000 and $15,000 and none from Rose Lake Capital.