By DAVID RISING, Associated Press

BANGKOK (AP) — Rights groups on Tuesday slammed the Trump administration’s decision to end protected status for Myanmar citizens due to the country’s “notable progress in governance and stability,” even though it remains mired in a bloody civil war and the head of its military regime faces possible U.N. war crimes charges.

In her announcement Monday ending temporary protection from deportation for citizens of Myanmar, also known as Burma, Homeland Security Secretary Kristi Noem cited the military’s plans for “free and fair elections” in December and “successful ceasefire agreements” as among the reasons for her decision.

“The situation in Burma has improved enough that it is safe for Burmese citizens to return home,” she said in a statement.

The military under Senior Gen. Min Aung Hlaing seized power from democratically-elected Aung San Suu Kyi in 2021 and is seeking to add a sheen of international legitimacy to its government with the upcoming elections. But with Suu Kyi in prison and her party banned, most outside observers have denounced the elections as a sham.

“Homeland Secretary Kristi Noem is treating those people just like her family’s dog that she famously shot down in cold blood because it misbehaved — if her order is carried out, she will literally be sending them back to prisons, brutal torture, and death in Myanmar,” Phil Robertson, the director of Asia Human Rights and Labor Advocates, said in a statement.

“Secretary Noem is seriously deluded if she thinks the upcoming elections in Myanmar will be even remotely free and fair, and she is just making things up when she claims non-existent ceasefires proclaimed by Myanmar’s military junta will result in political progress.”

The military takeover sparked a national uprising with fierce fighting in many parts of the country, and pro-democracy groups and other forces have taken over large swaths of territory.

The military government has stepped up activity ahead of the election to retake areas controlled by opposition forces, with airstrikes killing scores of civilians.

In its fight, the military has been accused of the indiscriminate use of landmines, the targeting of schools, hospitals and places of worship in its attacks, and the use of civilians as human shields.

An arrest warrant was also requested last year for Min Aung Hlaing by International Criminal Court prosecutors accusing him of crimes against humanity for the persecution of the country’s Rohingya Muslim minority before he seized power.

The shadow National Unity Government, or NUG, established by elected lawmakers who were barred from taking their seats after the military took power in 2021, said it was saddened by Homeland Security’s decision.

NUG spokesperson Nay Phone Latt said the military is conducting forced conscription, attacking civilians on a daily basis, and that the elections were excluding any real opposition and would not be accepted by anybody.

“The reasons given for revoking TPS do not reflect the reality in Myanmar,” Nay Phone Latt told The Associated Press.

In her statement, Noem said her decision to remove the “TPS” protection was made in consultation with the State Department, though its latest report on human rights in Myanmar cites “credible reports of: arbitrary or unlawful killings; disappearances; torture or cruel, inhuman, or degrading treatment or punishment; arbitrary arrest or detention.”

And the State Department’s latest travel guidance for Americans is to avoid the country completely.

“Do not travel to Burma due to armed conflict, the potential for civil unrest, arbitrary enforcement of local laws, poor health infrastructure, land mines and unexploded ordnance, crime, and wrongful detentions,” the guidance reads.

According to the Assistance Association for Political Prisoners, more than 30,000 people have been arrested for political reasons since the military seized power, and 7,488 have been killed.

Still, Homeland Security said that “the secretary determined that, overall, country conditions have improved to the point where Burmese citizens can return home in safety,” while adding that allowing them to remain temporarily in the U.S. is “contrary to the national interest.”

John Sifton, the Asia advocacy director at Human Rights Watch, said that “extensive reporting on Myanmar contradicts almost every assertion” in the Homeland Security statement.

The decision could affect as many as 4,000 people, he said.

“Homeland Security’s misstatements in revoking TPS for people from Myanmar are so egregious that it is hard to imagine who would believe them,” he said in a statement.

“Perhaps no one was expected to.”

Today is Tuesday, Nov. 25, the 329th day of 2025. There are 36 days left in the year.

Today in history:

On Nov. 25, 1999, Elian Gonzalez, a 5-year-old Cuban boy, was rescued by two sport fishermen off the coast of Florida, setting off an international custody battle that eventually saw him repatriated to his father in Cuba.

Also on this date:

In 1783, following the conclusion of the Revolutionary War, the last remaining British troops in the United States were evacuated from New York City.

In 1961, the USS Enterprise was commissioned; it was the first nuclear-powered aircraft carrier and remains the longest naval vessel ever built, at 1,123 feet.

In 1963, the body of President John F. Kennedy was laid to rest at Arlington National Cemetery after a funeral procession through Washington, D.C. An estimated 1 million people lined the somber procession route.

In 1986, the Iran-Contra affair erupted as President Ronald Reagan and Attorney General Edwin Meese revealed that profits from secret arms sales to Iran had been diverted to Nicaraguan rebels.

In 2001, as the war in Afghanistan entered its eighth week, CIA officer Johnny “Mike” Spann was killed during a prison uprising in Mazar-e-Sharif that erupted while he was interviewing detainees, becoming the first American combat casualty of the conflict.

In 2016, Fidel Castro, who led his rebels to a victorious revolution in 1959, embraced Soviet-style communism and defied the power of 10 U.S. presidents during his half-century of authoritarian rule in Cuba, died at age 90.

In 2020, Argentine soccer great Diego Maradona died of a heart attack at age 60. Maradona led Argentina to the 1986 World Cup title before later struggling with cocaine use and obesity.

Today’s Birthdays:

• Football Hall of Fame coach Joe Gibbs is 85.
• Actor John Larroquette is 78.
• Dance judge Bruno Tonioli (TV: “Dancing with the Stars”) is 70.
• Musician Amy Grant is 65.
• Football Hall of Famer Cris Carter is 60.
• Rapper-producer Erick Sermon is 57.
• Actor Jill Hennessy is 57.
• Actor Christina Applegate is 54.
• Former NFL quarterback Donovan McNabb is 49.
• Television personality Jenna Bush Hager and twin sister Barbara Pierce Bush, daughters of former President George W. Bush, are 44.
• Soccer manager and former player Xabi Alonso is 44.
• Actor Stephanie Hsu is 35.

LAS VEGAS (AP) — Yaxel Lendeborg scored 15 points and No. 7 Michigan routed San Diego State 94-54 on Monday night in the opening round of the Players Era tournament.

For the Aztecs, freshman Elzie Harrington scored 15 points and B.J. Davis added 11. San Diego State turned the ball over 17 times.

Michigan started the second half with an 8-0 run to turn a 12-point halftime advantage to 20 points in the first 2:41. Johnson had five of the eight points. The Aztecs never got closer than 16 points the rest of the way.

The Wolverines led by 17 points midway through the first half, but San Diego State cut it o nine with 1:26 left in the half on Harrington’s 3-pointer. Burnett countered with his own 3-pointer with 1:05 left and the Wolverines went into the half with a 45-33 lead.

Up next

On Tuesday, Michigan will play No.21 Auburn, and San Diego State will face Oregon.

Cade Cunningham had 24 points and 11 rebounds and the Detroit Pistons won their 13th straight game to tie the franchise record, holding off the Indiana Pacers 122-117 on Monday night.

The Pistons matched winning streaks by their 1989-90 and 2003-04 championship teams, two seasons after losing 28 in a row to break the NBA season record and tie the overall mark. Eastern Conference-leading Detroit is 15-2.

Down 18 early in the fourth quarter, the Pistons pulled as close as two points. Bennedict Mathurin missed a 3-pointer with a chance to tie it with 11 seconds left.

Caris LeVert added 19 points for Detroit, and Jalen Duren had 17 points and 12 rebounds. Jaden Ivey scored 12 points in his second game back after breaking his left fibula in January.

Pascal Siakam had 24 points for injury-ravaged Indiana. Jarace Walker added 21. The Pacers have lost 10 of 11 to fall to 2-15.

Indiana has been lost without Tyrese Haliburton, the star guard who tore his right Achilles in the Pacers Game 7 loss to Oklahoma City in the NBA Finals.

Detroit outscored Indiana 36-23 in the second quarter for a 71-55 lead, The Pistons shot 58.5% from the field in the half, hitting seven of 14 3-pointers.

The Pistons led 101-88 after three quarters.

Pistons: At Boston on Wednesday night in an NBA Cup game.

Pacers: At Toronto on Wednesday night in an NBA Cup game.

___

AP NBA: https://apnews.com/hub/nba

NEWARK, N.J. (AP) — Nico Hischier, Timo Meier and Connor Brown had a goal and an assist each and the New Jersey Devils beat the Detroit Red Wings 4-3 on Monday night in a matchup of two of the top four teams in the Eastern Conference.

New Jersey scored three goals in the first period on just eight shots for a 3-1 lead after one, snapped a three-game losing streak, and got its first win in regulation since beating the Los Angeles Kings 4-1 on Nov. 1.

The Devils’ previous four wins occurred in either overtime or the shootout.

New Jersey’s Jacob Markstrom made 32 saves, 13 in the third period.

Hischier scored his fourth goal in five games and added an assist on Meier’s first-period goal for the 102nd multipoint game of his Devils’ career.

Cody Glass snapped a 1-1 tie for New Jersey in his first game back after missing the previous four games with an upper-body injury. He replaced Juho Lammikko on the Devils third line.

Van Riemsdyk, who grew up in New Jersey, scored a power-play goal in his 1,100th game that got the Red Wings to within 3-2 in the second period.

Moritz Seider added two assists for Detroit, who lost for just the second time in its last seven games.

Brown moved the Devils’ lead to 4-2 from Dalton Mercer later in the second period before Larkin scored his 13th goal in the third period.

Cam Talbot had 15 saves for Detroit.

Up next

Devils: Host St. Louis on Wednesday night.

Red Wings: Host Nashville on Wednesday night.

— By EVERETT MERRILL, Associated Press

INDIANAPOLIS (AP) — Cade Cunningham had 24 points and 11 rebounds and the Detroit Pistons won their 13th straight game to tie the franchise record, holding off the Indiana Pacers 122-117 on Monday night.

Down 18 early in the fourth quarter, the Pistons pulled as close as two points. Bennedict Mathurin missed a 3-pointer with a chance to tie it with 11 seconds

Caris LeVert added 19 points for Detroit, and Jalen Duren had 17 points and 12 rebounds. Jaden Ivey scored 12 points in his second game back after breaking his left fibula in January.

Pascal Siakam had 24 points for injury-ravaged Indiana. Jarace Walker added 21. The Pacers have lost 10 of 11 to fall to 2-15.

Indiana has been lost without Tyrese Haliburton, the star guard who tore his right Achilles in the Pacers’ Game 7 loss to Oklahoma City in the NBA Finals.

Detroit outscored Indiana 36-23 in the second quarter for a 71-55 lead, The Pistons shot 58.5% from the field in the half, hitting seven of 14 3-pointers.

The Pistons led 101-88 after three quarters.

Up next

Pistons: At Boston on Wednesday night in an NBA Cup game.

Pacers: At Toronto on Wednesday night in an NBA Cup game.

The Lions needed overtime — and a career day from Jahmyr Gibbs — to get past the cellar-dwelling New York Giants, 34-27, on Sunday, Nov. 23, 2025.

Here are the sights from Ford Field:

Jahmyr Gibbs breaks free, rescues Lions in overtime win vs. Giants

Takeaways as the Detroit Lions avoid upset, defeat New York Giants in overtime

Jahmyr Gibbs ran for a 69-yard touchdown on the first snap of overtime after Jake Bates matched a career high with a 59-yard field goal in the final minute of regulation, lifting the Detroit Lions to a 34-27 win over the New York Giants on Sunday.

New York had a chance to extend the game, but turned it over on downs at the Detroit 31 when Aidan Hutchinson sacked Jameis Winston.

The Lions (7-4) entered the game out of the playoff picture, trailed by double digits multiple times and rallied to avoid losing consecutive games for the first time in more than three years.

They wouldn't have pulled it off without Gibbs, who had a career-high 264 yards from scrimmage and three scores.

The dual-threat running back had a career-high 219 yards rushing the third-highest total in team history and two touchdowns along with 45 yards receiving and another score.

Filling in for injured rookie Jaxson Dart, Winston had a 33-yard touchdown reception and threw a 39-yard touchdown pass on trick plays in regulation.

The Giants (2-10) lost their sixth straight game and fifth this season after leading in the fourth quarter.

In his second game as New York's interim coach, Mike Kafka made a risky decision late that ended up working in Detroit's favor.

With the Giants leading 27-24, Devin Singletary was stopped for a 4-yard loss on third-and-goal from the 2. Instead of kicking a short field goal, Kafka went for it, and Winston's pass to Theo Johnson was incomplete, ending a 14-play, 86-yard drive with no points.

Detroit took advantage. Bates connected on his long field goal with 28 seconds left, giving Jared Goff another opportunity to put the ball in Gibbs' hands.

Goff was 28 of 42 for 279 yards with two touchdowns: an 11-yard touchdown pass to Amon-Ra St. Brown and a 3-yard pass to Gibbs in the first half. He had a deflected pass picked off.

St. Brown had nine catches for 149 yards.

Making his second start for the Giants, Winston was 18 of 36 for 366 yards becoming the first to throw for at least 300 yards against Detroit this season with two touchdowns and an interception.

WanDale Robinson set career highs with nine receptions for 156 yards and had a 12-yard touchdown in the second quarter that gave the Giants one of their three 10-point leads.

The Giants have lost an NFL-high five games after leading in the fourth. Last month at Denver, they became the first team since at least 1970 to lead by 18-plus points with six minutes remaining and lose in regulation.

Giants: Dart (concussion) and edge rusher Kayvon Thibodeaux (shoulder) each missed a second straight game and CB Paulson Adebo (knee) was out for the fifth game in a row. ... LB Demetrius Flannigan-Fowles (neck) left in the second quarter.

Lions: CB Terrion Arnold (concussion) and S Kerby Joseph (knee) were inactive. ... WR/PR Kalif Raymond (ankle) was injured in the third quarter and didnt return.

Giants: At New England on Monday, Dec. 1.

Lions: Host Green Bay on Thanksgiving Day.

___

AP NFL: https://apnews.com/NFL

EAST LANSING (AP) — Kennedy Blair scored 25 points on 10-of-11 shooting and No. 22 Michigan State coasted to a 102-41 win over Oakland on Sunday.

Grace VanSlooten added 14 points and Theryn Hallock scored 10 for the Spartans (6-0), who forced 33 turnovers and turned those into 43 points. Rashunda Jones had nine points, eight assists and five steals.

Layla Gold had 13 points for the Golden Grizzlies (2-4), Oakland shot 28% (15 for 53).

Michigan State shot 54% (39 of 72) with 11 3-pointers.

Blair had 19 points in the first half on 8-of-9 shooting as the Spartans turned 22 turnovers into 27 points.

Emma Shumate hit a 3-pointer and Blair scored eight quick points to close the first quarter with an 11-0 run for a 22-8 lead.

Blair started and ended another 11-0 run starting midway in the second quarter that turned into a 27-4 burst to take a 53-22 halftime lead.

The Spartans continued to roll in the third quarter with 9-0 and 19-0 runs, pushing their lead to 49 at 83-35 when Blair drilled a 3 at the buzzer.

For good measure MSU had a 15-0 run in the fourth quarter to close its season-opening homestand.

Up next

Oakland plays St. Thomas of Nebraska on Tuesday.

Michigan State heads to the Bahamas to play Temple in Baha Mar Hoops on Friday.

UNCASVILLE, Conn. (AP) — Te’Yala Delfosse came off the bench to score a career-high 21 points and No. 6 Michigan rolled past Syracuse 81-55 on Sunday in the Hall of Fame Women’s Showcase at Mohegan Sun Arena.

Delfosse scored five consecutive points as Michigan had the final 11 points in the first quarter. Syracuse pulled within 12 after a basket by Shy Hawkins. Syla Swords answered with a 3-pointer and assisted on a Delfosse basket to give the Wolverines a 38-21 lead at halftime.

Olson scored to give Michigan its first 20-point lead with 8:12 remaining in the third quarter. Mila Holloway followed with a 3-pointer. Syracuse had 13 offensive rebounds in the second half but couldn’t keep Michigan from pulling away and improving to 6-0 against Syracuse.

Syracuse’s Laila Phelia, who led the Orange with 13 points, played her first three seasons at Michigan. She was the leading scorer for the Wolverines during the 2023-24 season and averaged 14.1 points in 88 career games at Michigan.

Uche Izoje had 10 points and 10 rebounds and Dominique Darius added 10 points for Syracuse (5-1).

Syracuse was ranked in the top 10 in offensive rebounds per game coming into the game, but Michigan held a 14-3 advantage in the first half.

Michigan, which on Friday played with the highest ranking in program history, threw a scare into top-ranked UConn before falling 72-69 despite 29 points and eight 3-pointers from Swords.

Up next

Syracuse hosts Howard on Sunday.

Michigan plays Detroit Mercy on Wednesday.

— By JIM FULLER, Associated Press

By JESSICA DAMIANO

We tend to think that fall is when the garden winds down, and spring is when the work begins. But there are several chores that, if completed now, will make your spring job much easier.

For starters, pulling up weeds by their roots in the fall will dramatically reduce their reappearance when the weather warms up again. I’m practically addicted to a long-handled tool called Grampa’s Weeder, which makes easy work of the task.

While you’re at it, thoroughly rake beds and borders where fungus, black spot or mildew diseases emerged this year. This will help prevent the pathogens from taking hold in the soil and infecting next year’s plants. Dispose of the leaves and debris in the trash.

Other disease-preventing measures include removing shriveled, “mummified” fruit from tree branches, and disinfecting tomato cages and plant stakes before storing (use a solution made of 1 part bleach and 9 parts water, or spray with a household disinfectant spray and allow to air dry.)

Clean, sharpen and oil tools now so they’ll be ready when you are. There’s little worse than heading out to plant your new seedlings only to find your spade has rusted over the winter.

Protect your trees and property

If you planted new fruit trees this year, install protective guards around them to prevent mouse and rabbit damage. I’m partial to coiled-plastic trunk wraps, but mesh, wire and higher-end metal tree surrounds are also highly effective.

For safety’s sake, examine tree branches now, and remove any that are split, dead or broken, lest they rip off during winter storms and threaten people and property.

Prepare for new beds

If you’re planning to start new beds next year, save yourself the back-breaking labor of digging up the lawn (or the money spent on renting a sod cutter) by smothering the grass over winter.

Define the future bed and cover the area with large pieces of cardboard or thick layers of newspaper, using landscape staples or rocks to hold it in place. Then, cover it with a few inches of mulch or compost.

The cardboard may be entirely decomposed by spring, but if not, just leave it in place and dig planting holes right through it.

Clear out the old beds

Clear out spent vegetable beds, then lightly turn the soil, incorporating compost, well-rotted manure and, if indicated by a low pH test result, lime. The amendments will work their way deeply into the soil by spring, enriching the root zone to give next year’s crops a natural, nutritional boost.

And for an early-spring gift to yourself, don’t forget to get flower bulbs (and garlic!) into the ground. The longer you wait, the bigger the risk of delayed blooms, but you can keep planting them as long as the soil is soft enough to dig.

Jessica Damiano writes weekly gardening columns for the AP and publishes the award-winning Weekly Dirt Newsletter. You can sign up here for weekly gardening tips and advice.

For more AP gardening stories, go to https://apnews.com/hub/gardening.

Drew Stevens kicked a 44-yard field goal as time expired to give Iowa a 20-17 win over Michigan State on Saturday.

The kick capped a 13-point fourth-quarter comeback for the Hawkeyes (7-4, 5-3 Big Ten), who snapped a two-game losing streak.

The win brought some emotions from Iowa coach Kirk Ferentz after the game.

I guess as you get older, the highs get a little higher and the lows get a little lower, said Ferentz, his voice breaking as he spoke. My thought today we might be in one of those lowers.

Stevens, a senior playing his final home game, said after the game he had been thinking about his senior day in high school.

Believe it or not, I had missed one of those before, Stevens said. My senior game in high school, the last time I played at home, I missed a game-tying field goal. I put all the blame on me, that we lost the game because of me. I just immediately went back to that moment, and I'm grateful that I got the chance to do it, make it right.

Stevens had missed a 53-yard field goal at the end of the first half, but Ferentz knew what he had in his kicker at the end of the game.

I think all of us had faith Drew would get it done, Ferentz said.

Iowa trailed 17-7 after Michigan State quarterback Alessio Milivojevic threw two third-quarter touchdown passes to Chrishon McCray. But the Hawkeyes held the Spartans (3-8, 0-8) to just 26 yards on four possessions in the fourth quarter, sending Michigan State to its eighth consecutive loss and extending the Spartans Big Ten losing streak to nine games.

We didnt play great in the first three quarters, Iowa quarterback Mark Gronowski said. But you have to stay in the present moment.

In that fourth quarter, we started looking like an offense, Ferentz said.

The Hawkeyes got to within 17-10 on Stevens 26-yard field goal with 11:27 left in the fourth quarter, then tied the game when Gronowski threw a 13-yard touchdown pass to Jacob Gill with 1:29 to play. That drive was set up by a 40-yard punt return by Kaden Wetjen, who had returned a punt 62 yards for a touchdown in the first quarter for Iowas first score and becoming the program's all-time leader in returns for touchdowns.

Iowa got the ball back on its own 21-yard line and drove 53 yards in five plays, setting up Stevens for his game winner.

With his leg, we knew we only had to get to the 40-yard line, Gronowski said. But we did better than that.

Michigan State coach Jonathan Smith described the loss as painful.

It's tough, he said. There's no other way to say it.

The Spartans seemed in control of the game after the third quarter. Milivojevic threw a 45-yard touchdown pass down the left sideline to McCray with 8:58 left in the quarter to give Michigan State a 10-7 lead, then threw a 5-yard touchdown pass to McCray near the end of the quarter to boost the lead to 17-7.

The Spartans had a 335-301 edge in offensive yards. Milivojevic threw for 255 yards.

Michigan State: The Spartans looked ready to break their long losing skid then lost control in the fourth quarter when Iowas defense finally responded. Punting to Wetjen, one of the best returners in the nation, proved to be unwise, especially late in the game. Special teams hurt us, Smith said.

Iowa: The Hawkeyes were lifeless on offense until the fourth quarter. Gronowski didnt complete a pass until the second quarter and finished with 147 yards passing. Iowas defense also responded by shutting down the Spartans in the fourth quarter. We fought back and we were able to finish it, Gronowski said.

Michigan State: Hosts Maryland in Detroit on Saturday

Iowa: At Nebraska on Friday

By ADRIANA MORGA

NEW YORK (AP) — Maybe your car broke down, your computer was stolen, or you had a surprise visit to urgent care. Emergencies are inevitable, but you can prepare to deal with them by building an emergency fund.

“There are so many things that happen in our lives that we don’t expect and most of them require financial means to overcome,” said Miklos Ringbauer, a certified public accountant.

The industry standard is to save three to six months of expenses in an emergency fund. However, this can feel daunting if you live paycheck to paycheck or if you have debt. But if you’re in either of these situations, it’s even more crucial to build a financial safety net that can help you in times of crisis.

“Emergency funds allow you to prevent further debt,” said Jaime Eckels, certified financial planner and wealth management leader for Plante Moran Financial Advisors.

Suppose you’re paying multiple credit cards and other loans. In that case, Rachel Lawrence, head of advice and planning for Monarch Money, a financial planning and budgeting app, recommends that you make the minimum payments while you build your emergency fund. Once you’ve hit an amount that feels right for your lifestyle, you can go back and continue tackling your debt more aggressively.

Whether you want to start an emergency fund or create better habits while you save, here are some expert recommendations:

Start with small milestones

The idea of saving for three to six months’ worth of expenses can be daunting, so it’s best to start with a smaller milestone. Lawrence recommends starting with a goal of saving $1,000, then moving on to save one, three, and six months of expenses.

The way you approach this goal can vary depending on your income and your budget. But starting with small, attainable goals can help you build an emergency fund without feeling financially strained.

“Starting small is okay. Even if it’s $20 right out of your paycheck, those small things can add up,” Eckels said.

She recommends building your emergency fund in a separate account from your regular savings account, ideally a high-yield savings account, which offers a higher interest rate than a traditional savings account.

Decide on the appropriate amount for your life

Knowing how much to save for your emergency fund depends on your life situation. Lawrence suggests you gauge your own financial responsibilities to estimate how much your ideal emergency fund should be.

For single professionals with no significant financial responsibilities, such as a mortgage or a car, the amount might be $2,000 to $3,000. At the same time, people with children and several pets might aim to save for six months’ expenses.

“There’s no one-shoe-fits-all solution. Everybody is different, especially if you have variable expenses on a monthly basis,” Ringbauer said.

Lawrence recommends that self-employed people maintain two emergency funds: one to buffer low-income months and another for true emergencies. To build your buffer account, Lawrence recommends setting aside some money during high-earning months.

“You set that amount aside in your buffer account until you have two or three months of the amount that you want, she said. “Because that way any month where you have less money, you go pull from the buffer and it’s no big deal.”

Automate your savings

Eckels recommends setting up automatic savings as a low-effort way to build your emergency fund.

Scheduling your savings to be withdrawn from your bank account as soon as your paycheck arrives is an effective way to build a savings habit without having to transfer the money manually.

“I always tell people if it was never in your bank account, you never had it, right?” Eckels added.

She also recommends that her clients open a separate account, one that isn’t at the same bank as their checking account, so they aren’t tempted to transfer the money in a non-emergency.

Make it visual

As you’re making progress towards your emergency fund goal, making it visual can help you stay motivated, according to Lawrence.

She recommends getting creative with how you track your progress, ideally with a method that brings you joy.

“You want your brain to get rewarded as often as possible when you’re seeing a bunch of progress,” she said.

Some options to make your progress visual include drawing a thermometer-like tracker and keeping it updated as you advance toward your goal, documenting your progress on a habit-building tracker on your phone, or using a budgeting app with a tracking tool.

Save windfalls

If your budget is really tight and you don’t have much wiggle room to set aside money for an emergency fund, Lawrence recommends saving windfalls.

“Unexpected chunks of money that maybe you weren’t expecting, like tax refunds or getting a third paycheck when you normally get paid twice a month, or a bonus, those are your best ways to make progress when you’re tight otherwise,” said Lawrence.

In general, Lawrence recommends that people keep 10% of their windfall for themselves and the rest for their emergency fund. With that breakdown, you can both save and feel rewarded by the unexpected income.

If you use it, don’t feel guilty

Chances are that an emergency will happen, and when it does, you don’t need to feel guilty for using your emergency fund, Lawrence said. Instead, it’s best to think about how you’ve achieved your goal of building a financial safety net for yourself.

“You wouldn’t feel bad about using your down payment to buy a house, you wouldn’t feel bad about saving for retirement, actually to retire,” Lawrence said.

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

Bryson Kuzdzal ran for 100 yards and three touchdowns to help No. 18 Michigan to a 45-20 victory over Maryland on Saturday, a week before the Wolverines host top-ranked Ohio State.

Michigan (9-2, 7-1 Big Ten, No. 18 CFP) was without injured running backs Justice Haynes and Jordan Marshall, but the Wolverines were still superior on the ground, and Michigan finished with its highest scoring output in conference play this season.

Proud of this team, Wolverines coach Sherrone Moore said. How they prepared and how they never looked forward the whole week. It's so easy to be able to do that with that game on the horizon.

Bryce Underwood defeated Malik Washington in a matchup of two impressive freshman quarterbacks. Maryland (4-7, 1-7) scored on the game's first drive but could not avoid a seventh straight loss. Underwood threw for 215 yards and two touchdowns for Michigan, while Washington passed for 210 yards and a touchdown with an interception.

With the score tied at 7 in the first quarter, Underwood's pass probably should have been intercepted by Lavain Scruggs, but the defensive back couldn't hold onto the ball. The Wolverines eventually took the lead on a 2-yard TD run by Kuzdzal. After an interception by Michigan's Mason Curtis gave the offense a short field, Underwood's 22-yard scoring pass to Donaven McCulley made it 21-7.

Kuzdzal added touchdown runs of 19 and 1 yards in the third quarter, and Jasper Parker scored on a 6-yarder in the fourth that made it 42-13.

We held their run pretty good until later in the third and into the fourth quarter, Maryland defensive back Jalen Huskey said. That's something we can build on.

Michigan will try for its fifth straight win over Ohio State next week. Underwood heads into that game on a high note, but the injuries in the backfield could be a significant concern. In addition to Haynes and Marshall, the Wolverines also have to worry about fullback Max Bredeson, who was on crutches on the sideline during the second half Saturday.

After Washington opened the scoring with a 1-yard touchdown pass to Dorian Fleming, Maryland tried a surprise onside kick, but Michigan recovered and quickly tied it on Underwood's 12-yard scoring toss to Andrew Marsh.

Michigan: The Wolverines avoided the mistakes that plagued them a week earlier, when they had five turnovers in a tight win over Northwestern. It hasn't always been pretty, but Michigan can now make a compelling playoff case if it can knock off the Buckeyes.

Maryland: The Terrapins will finish with a losing record for a second consecutive year. The future might be brighter thanks to Washington, but Maryland needs to improve its running game and its ability to defend the run.

Michigan converted its first seven third downs and finished 12 of 14. The Wolverines did not have a single punt their only scoreless drives were a missed field goal and the end of both halves.

Michigan: Hosts Ohio State on Saturday.

Maryland: Faces Michigan State in Detroit on Saturday.

___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here and here (AP News mobile app). AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football

Cade Cunningham had 29 points, 10 assists and eight rebounds as the Detroit Pistons capitalized on sizzling shooting to beat the Milwaukee Bucks 129-116 on Saturday night for their 12th straight victory.

Detroit's Jaden Ivey played 15 minutes and scored 10 points in his first game since breaking his left fibula on Jan. 1. Tobias Harris scored 18 points while playing for the first time since Nov. 1 after dealing with a sprained right ankle.

Milwaukees Giannis Antetokounmpo missed a second straight game due to an adductor strain.

The Pistons are one victory away from matching the longest winning streak in franchise history. Detroit won 13 straight games in 1989-90 and 2003-04, and the Pistons went on to win the NBA title both seasons.

Detroit also ended a 13-game skid in this series by beating the Bucks for the first time since a 115-106 triumph at Milwaukee on Jan. 3, 2022. That had been tied for the second-longest active win streak by any one team against another.

The longest such active streak is owned by the Los Angeles Clippers, who beat the Charlotte Hornets for a 15th straight time Saturday as James Harden scored 55 points in a 131-116 game.

Detroit coach J.B. Bickerstaff said during his pregame availability that Cunningham had brought up the Pistons lack of success against the Bucks to the rest of the team earlier in the day.

Jalen Duren had 19 points and Duncan Robinson 15 for Detroit, which shot 53.3% (16 of 30) from 3-point range and 62.8% (49 of 78) overall. Ryan Rollins had 24 and Bobby Portis added 18 for Milwaukee.

The Bucks have lost four straight to drop below .500 for the first time this season.

Detroit pulled ahead for good in the second quarter and led by as many as 29.

Pistons: Visit the Indiana Pacers on Monday night.

Bucks: Host the Portland Trail Blazers on Monday night.

___

AP NBA: https://apnews.com/hub/NBA

Today is Sunday, Nov. 23, the 327th day of 2025. There are 38 days left in the year.

Today in history:

On Nov. 23,2005, Ellen Johnson Sirleaf was elected president of Liberia, becoming Africa’s first democratically elected female head of state. She guided her nation through recovery after its exit from a decade-long civil war.

Also on this date:

In 1863, thousands of Union soldiers under Gen. Ulysses S. Grant marched out of Chattanooga, Tennessee, and battled Confederate forces through Nov. 25, forcing their retreat into Georgia in a significant blow to the South in the American Civil War.

In 1939, early in World War II, the British armed merchant cruiser HMS Rawalpindi was on patrol when it was shelled and sunk in an engagement with two German warships southeast of Iceland, leaving more than 200 dead aboard the Rawalpindi and only a few dozen survivors.

In 1963, President Lyndon B. Johnson proclaimed Nov. 25 a day of national mourning following the assassination of President John F. Kennedy.

In 1971, the People’s Republic of China was seated in the United Nations Security Council.

In 1980, an estimated 2,500 to 3,000 people were killed by a series of earthquakes that devastated southern Italy.

In 1984, Boston College quarterback Doug Flutie completed one of the most famous passes in college football history, connecting with Gerald Phelan for a 48-yard touchdown with no time left on the clock as Boston College defeated the Miami Hurricanes 47-45.

In 1996, a hijacked Ethiopian Airlines Boeing 767 ran out of fuel and crashed into the Indian Ocean near the Comoro Islands, killing 125 of the 175 people on board, including all three hijackers.

In 2006, former KGB spy Alexander Litvinenko (leet-vee-NYEN’-koh) died in London from radiation poisoning after making a deathbed statement blaming Russian President Vladimir Putin.

In 2008, the U.S. government unveiled a bold plan to rescue Citigroup, injecting a fresh $20 billion into the troubled firm as well as guaranteeing hundreds of billions of dollars in risky assets.

In 2011, Yemen’s authoritarian President Ali Abdullah Saleh (AH’-lee ahb-DUH’-luh sah-LEH’) agreed to step down amid a fierce uprising to oust him after 33 years in power. (After formally ceding power in February 2012, he was killed in 2017 by Houthi rebels who were once his allies.)

In 2024, Israeli airstrikes in central Beirut killed at least 20 people and wounded dozens more, the latest strikes in renewed fighting between Israel and Lebanon-based Hezbollah militants. (A U.S.-brokered cease-fire would be reached on Nov. 27, with sporadic violations of that truce for months afterward.)

Today’s Birthdays:

• Actor Franco Nero (“Django”) is 84.
• Singer Bruce Hornsby is 71.
• TV journalist Robin Roberts (“Good Morning America”) is 65.
• Composer Nicolas Bacri is 64.
• Poet and author Jennifer Michael Hecht is 60.
• Olympic gold medal sprinter Asafa Powell is 43.
• Ice hockey player Nicklas Bäckström is 38.
• Singer-actor Miley Cyrus is 33.

MILWAUKEE (AP) — Cade Cunningham had 29 points, 10 assists and eight rebounds as the Detroit Pistons capitalized on sizzling shooting to beat the Milwaukee Bucks 129-116 on Saturday night for their 12th straight victory.

Milwaukee’s Giannis Antetokounmpo missed a second straight game due to an adductor strain.

The Pistons are one victory away from matching the longest winning streak in franchise history. Detroit won 13 straight games in 1989-90 and 2003-04, and the Pistons went on to win the NBA title both seasons.

Detroit also ended a 13-game skid in this series by beating the Bucks for the first time since a 115-106 triumph at Milwaukee on Jan. 3, 2022. That had been tied for the second-longest active win streak by any one team against another.

The longest such active streak is owned by the Los Angeles Clippers, who beat the Charlotte Hornets for a 15th straight time Saturday as James Harden scored 55 points in a 131-116 game.

Detroit coach J.B. Bickerstaff said during his pregame availability that Cunningham had brought up the Pistons’ lack of success against the Bucks to the rest of the team earlier in the day.

Jalen Duren had 19 points and Duncan Robinson 15 for Detroit, which shot 53.3% (16 of 30) from 3-point range and 62.8% (49 of 78) overall. Ryan Rollins had 24 and Bobby Portis added 18 for Milwaukee.

The Bucks have lost four straight to drop below .500 for the first time this season.

Detroit pulled ahead for good in the second quarter and led by as many as 29.

Up next

Pistons: Visit the Indiana Pacers on Monday night.

Bucks: Host the Portland Trail Blazers on Monday night.

— By STEVE MEGARGEE, Associated Press

UNCASVILLE, Conn. (AP) — Azzi Fudd scored 31 points and Sarah Strong added 16 points and 20 rebounds to lead No. 1 UConn to a 72-69 victory over sixth-ranked Michigan on Friday night in the Naismith Basketball Hall of Fame Women’s Showcase.

UConn (5-0) looked like it would run away with it early, building a 17-point lead midway through the third quarter before the Wolverines (4-1) rallied. They used a 13-0 run to pull to 49-45 heading into the fourth.

Fudd ended a nearly 8-minute scoring drought for the Huskies hitting a 3-pointer to start her own personal 9-0 run and restore a double-digit advantage for UConn.

Michigan wasn’t done, rallying to 68-66 in the final minute on a 3-pointer by Syla Swords with 22.2 seconds left. The Wolverines fouled Fudd 5 seconds later and the guard calmly hit two free throws to restore the two-possession lead.

Swords once again answered hitting a deep 3-pointer with about 12 seconds left, making it 70-69.

Fudd then hit two more free throws with just under 8 seconds left and Michigan couldn’t get a final shot off to tie it.

Swords finished with 29 points and Olivia Olson added 18 for the Wolverines.

UConn jumped all over Michigan with Strong leading the way on both ends of the court. She had six points, nine rebounds and three blocks in the first 10 minutes as the Huskies led 22-5 after one quarter. Fudd took over in the second quarter, scoring 13 points as the Huskies led 45-27 at the half.

This was the third time in the past two seasons that Michigan has faced a No. 1 team in the poll. The Wolverines lost to South Carolina to open the season last year and then were beaten by Big Ten foe UCLA. Prior to those meetings, Michigan had only faced a No. 1 team once before — a loss to Iowa in 1988.

Up next

UConn will play Utah and Michigan will face Syracuse on Sunday in the second set of games in this tournament.

— By DOUG FEINBERG, Associated Press

Mohammad Habhab had 24 points in Eastern Michigan’s 97-91 win against Oakland on Friday.

“Sometimes the other team just plays better and we honestly did not play bad tonight,” Oakland head coach Greg Kampe said. “Offensively, we played pretty well. We took a few bad shot, panicked a bit…within the last few minutes we got it back to three [points], and we had chances and weren’t tough enough with the ball. We need to learn how to finish late in the game.”

The Golden Grizzlies (1-5) were led in scoring by Brody Robinson, who finished with 22 points and six assists. Michael Houge added 17 points for Oakland. Isaac Garrett had 15 points and six rebounds.

Habhab put up 12 points in the first half for Eastern Michigan, who led 46-41 at halftime. Eastern Michigan turned a one-point second-half lead into an eight-point advantage with a 7-0 run to make it a 75-67 lead with 8:09 left in the half.

___

The Associated Press created this story using technology provided by Data Skrive and data from Sportradar.