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Detroit Evening Report: Todd Bettison retained by Sheffield

17 December 2025 at 21:46

Detroit Mayor-elect Mary Sheffield says she will retain Todd Bettison as the city’s police chief.  

In a statement released Tuesday, Sheffield praised Bettison’s results – citing Detroit’s record drops in violent crime – including the lowest homicide rate since the mid-1960s.  

Bettison had a 27-year long career in the police department, before becoming Detroit’s Deputy Mayor in 2022.  Mayor Duggan made him Police Chief earlier this year after former Chief James White left to become the head of the Detroit Wayne Integrated Health Network. 

Additional headlines from Wednesday, December 17, 2025

Sewer tunnelling project  

The Great Lakes Water Authority is starting a new project with the goal of alleviating sewage overflows in parts of Southwest Detroit.  The authority will hold a ceremony Thursday to launch the assembly and operation of a tunnel-boring machine.  

The $87 million infrastructure project will eventually build a three-quarter mile long tunnel that will redirect excess rainwater and snow melt away from the normal system into the Oakwood Retention Treatment Basin.  The GLWA says that should reduce sewage levels and overflows into the Rouge River.   

The tunnelling is scheduled to begin in the spring. 

North Corktown housing 

Governor Gretchen Whitmer has announced a new housing development in Detroit’s North Corktown neighborhood.  

The project will create 23 new apartments and retail space.  About 30% of the apartments will be classified as affordable housing.

The state is providing a $1.5 million grant from its Revitalization and Placemaking program.  The Detroit Economic Growth Corporation is also providing a $530,000 low-interest loan for the project. 

Trump addresses the nation 

President Donald Trump says he will deliver an address to the nation tonight.  He announced the action Tuesday on his Truth Social platform.  The president did not immediately say what the subject of his speech would be.  

The live address from the White House takes place at 9 p.m. and will be available on select broadcast and online platforms. 

Windsor street renaming 

Just across the river, the Chaldean Association of Windsor is holding a special street renaming ceremony.  

A section of Marentette Avenue will get the secondary name “Chaldean Way.”  Windsor Mayor Drew Dilkens and other officials will be on hand for the ceremony.  The association says there are thousands of Chaldeans living in and around Windsor. 

 The event takes place at 3 p.m. on Friday. 

Christmas Eve one week away 

And Christmas Eve is just a week away.  That means many merchants around Detroit will be busier than normal as residents do their holiday shopping.  

Many large retailers will have extended hours to accommodate additional shoppers.  Independent stores may have expanded hours too, but check before you go.  

And if you haven’t been downtown in a while, you can look for several new shops, especially along Woodward Avenue near the new Hudson’s building.  

Listen to the latest episode of the “Detroit Evening Report” on Apple Podcasts, Spotify, NPR.org or wherever you get your podcasts.

Support local journalism.

WDET strives to cover what’s happening in your community. As a public media institution, we maintain our ability to explore the music and culture of our region through independent support from readers like you. If you value WDET as your source of news, music and conversation, please make a gift today.

The post Detroit Evening Report: Todd Bettison retained by Sheffield appeared first on WDET 101.9 FM.

The Metro: The life and legacy of the Packard Plant

17 December 2025 at 18:31

After decades of decay, Detroit’s historic Packard Plant could be on the road to redevelopment.

The city announced a letter of intent with a developer to give 28-acres of the site new life. The plant as a whole has been a significant structure throughout Detroit’s history. It has seen the heights of the automotive boom and the consequences of disinvestment and neglect. 

When auto manufacturing operations at the plant came to an end in the mid-20th century, another generation reimagined the space. So which moments deserve to be preserved in its next chapter? 

Dave Marchioni, the industrial and automotive curator at the Detroit Historical Society, and John Lauter, Packard Plant historian, revisit key moments throughout it’s history. 

Listen to The Metro weekdays from 10 a.m. to noon ET on 101.9 FM and streaming on demand.

Subscribe to The Metro on Apple Podcasts, Spotify, NPR.org or wherever you get your podcasts.

Support local journalism.

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The Metro: What Black Michiganders say their communities need

12 December 2025 at 02:48

What policies do Black residents in Michigan want to see?

The Center for Community Uplift at the Brookings Institute measured the quality of life for Black residents across the state of Michigan. They found that Black residents own less homes, have a lower life expectancy and make less money than the state average. But they also discovered Black communities in Kalamazoo, Grand Rapids and some Detroit suburbs bucking that trend.

The team lead by Senior fellow Andre Perry surveyed residents in those areas and others across the state asking which policies and programs were working. After 150 Black residents responded, the team compiled that feedback and published a list of 29 policy recommendations in October.

Perry joined the program and broke down some of the findings from the report. 

Listen to The Metro weekdays from 10 a.m. to noon ET on 101.9 FM and streaming on demand.

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Detroit Evening Report: New incentives aim to boost homeownership in Pontiac

21 November 2025 at 20:33

Pontiac launches new Down Payment Assistance Program

The City of Pontiac unveiled its Down Payment Assistance Program this week, an initiative aimed at expanding homeownership opportunities for first-time buyers and encouraging wealth and investment in Pontiac neighborhoods. City leaders are inviting renters to apply for this first-of-its-kind program.

To qualify:

  • Your prospective home must be in Pontiac.
  • Applicants must be first-time homebuyers or individuals who have not acquired a home in the past three years.
  • You must complete a homebuyer education session through the organization National Faith Homebuyers and receive a certificate.
  • You must work with the homebuyer organization to meet HUD and program requirements.

For more information or to schedule an appointment, call 313-255-9500.

Additional headlines for Friday, November 21, 2025

Detroit breaks ground on new affordable housing near Brewster Wheeler

The City of Detroit broke ground this month on four new buildings that will bring 211 units of affordable and permanent supportive housing to long-vacant land next to the Brewster Wheeler Recreation Center.

The units will have rents based on 30 to 80 percent of the area median household income.

Three of the buildings will include 53 units that received 9 percent Low-Income Housing Tax Credits from the State of Michigan. They will offer a mix of one- and two-bedroom units starting at less than $500 a month.

The fourth building will be a 52-unit permanent supportive housing development, with each unit supported by project-based vouchers that keep residents paying no more than 30 percent of their income for rent.

Completion of all projects is scheduled for 2027.
More information: https://detroitmi.gov/news/work-begins-80m-development-bringing-211-new-units-affordable-permanent-supportive-housing-brush 

Sports

NFL
The Detroit Lions face the New York Giants on Sunday as they try to bounce back from a tough loss to the Eagles. The Lions are currently third in the NFC North. The game will be held at Ford Field, with kickoff at 1:00 p.m.

NBA
The Pistons have won 11 games in a row. They’ll look to keep the streak alive as they face the Bucs at the Fiserv Forum. Tipoff is Saturday at 8:00 p.m.

NHL
The Red Wings sit at the top of the Atlantic Division as they prepare to face the Columbus Blue Jackets tomorrow at 1:00 p.m. at Little Caesars Arena.

The Rink at Campus Martius opens for the season

The holiday season brings the return of The Rink at Campus Martius Park, which opens to the public starting tomorrow. From November 22 through March 1, visitors can experience what USA Today named the No. 1 Best Ice Skating Rink in the country in its 2024 ranking.

For hours and additional details, visit: https://downtowndetroit.org/experience-downtown/things-to-do/the-rink/

Local shopping for Black Friday and Small Business Saturday

DER will be off for Thanksgiving and Black Friday, but local businesses will be out in force for the holiday shopping weekend. Online tourism site Visit Detroit has compiled a list of local shops to explore, including sneaker boutiques, floral shops, art galleries, and more.

To see the full list, visit: https://visitdetroit.com

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The post Detroit Evening Report: New incentives aim to boost homeownership in Pontiac appeared first on WDET 101.9 FM.

Detroit Evening Report: Grand opening of Violet T. Lewis Village affordable housing project

20 November 2025 at 21:51

Detroit held a grand opening for the Violet T. Lewis Village senior apartment complex on Wednesday. It sits on the site of Michigan’s first and only historically Black college. The school was founded by a Black woman named Violet T Lewis. 

The Lewis College of Business offered courses in typewriting, bookkeeping, stenography, penmanship and office management. It was closed in 2013 amid Detroit’s bankruptcy and was re-opened as the Pensole Lewise College of Design and Business in partnership with the College for Creative Studies. 

Dr. Violet Ponders speaks at the opening ceremony of the Violet T. Lewis Villa.

Dr. Violet Ponders is Lewis’s granddaughter. She tells the story of how her grandmother started the school. 

“When she got out of school, she found it difficult to get the kind of job that she wanted. Then once she began to go and do some other things, she then found out that there were there was nobody that looked like her in offices doing office work. So, you know, she kept saying, we got to do something. We got to do something. So she did something. She founded the college in 1928. She was an educator, but yet she touched the souls of people in a different kind of way.

“One of the things she started was the March of Dimes fashion extravaganza, a group of community women here in Detroit raising money for polio. Everybody called her mommy TV. Those of us who were in the family, there was a certain place on the stairwell … where she stopped being mommy TV, and she became Doctor Lewis. And we would ebb and flow that way all of the time.” 

Violet T. Lewis was also one of the founders of the Gamma Phi Delta sorority. 

Fashioned in the sorority’s iconic baby blue and pink Dr Contessa Bell, the 14th president and CEO of Gamma Phi Delta says Violet T. Lewis’s impact echoed far beyond her lifetime. 

“She helped build a sisterhood rooted in service, leadership, business excellence, and empowerment through Lewis College of Business. She opened doors that many believed were locked. She championed education when it seemed like it was impossible, and during her time when it wasn’t easy, and especially for women.” 

A brick apartment complex designed for seniors. A sign outside depicts Violet T. Lewis.
The outside of the Violet T. Lewis apartment complex.

Detroit City Council person Angela Whitfield Calloway is a member of the Gamma Phi Delta Sorority and has proposed more affordable housing in the city since taking office in 2021. 

She says Lewis had done more in the city than simply opening an HBCU. 

“She owned that property over there on John R and Ferry when Black folks were restricted from owning properties over there because of the restrictive covenants in the deeds. But she worked around that and opened that school.” 

The Violet T. Lewis Village is a senior apartment complex, with rents based on income starting as low as $427 for a one bedroom. To find out more about availability call 313-270-9150 or pvm.org.

Listen to the latest episode of the “Detroit Evening Report” on Apple Podcasts, Spotify, NPR.org or wherever you get your podcasts.

Support local journalism.

WDET strives to cover what’s happening in your community. As a public media institution, we maintain our ability to explore the music and culture of our region through independent support from readers like you. If you value WDET as your source of news, music and conversation, please make a gift today.

The post Detroit Evening Report: Grand opening of Violet T. Lewis Village affordable housing project appeared first on WDET 101.9 FM.

Could a 50-year mortgage mean savings for home buyers?

12 November 2025 at 12:06

By Rachel SiegelThe Washington Post

President Donald Trump over the weekend floated an idea that took real estate agents, mortgage brokers and housing experts by surprise: the 50-year mortgage.

On Saturday, Trump posted an image on Truth Social titled “Great American Presidents.” It included a photo of President Franklin D. Roosevelt under the words “30-year mortgage” and a photo of Trump beneath the words “50-year mortgage.” (Mortgages were extended to 30 years in the 1940s as part of Roosevelt’s push to make home buying more affordable.)

Housing economists say the longer time frame could save buyers a couple hundred dollars a month, depending on the size of the mortgage and other details. But it would be costlier in other ways, including with more interest paid over a longer period of time. Implementing such a policy would also require tedious changes from regulators, plus buy-in from lenders and the broader housing finance industry.

So far, there’s little sense of how popular a 50-year mortgage would be. Here’s what we know so far.

– – –

What has the Trump administration said?

After Trump’s Truth Social post on Saturday, Bill Pulte, the administration’s top housing finance official, posted on X that “we are indeed working on The 50 year Mortgage – a complete game changer.” Pulte is the head of the Federal Housing Finance Agency who also made himself chair of mortgage behemoths Fannie Mae and Freddie Mac, companies that have been under government control since the 2008 housing crisis. Fannie and Freddie are essential to the smooth functioning of the U.S. mortgage market and together guarantee about half of existing home loans.

In a statement, a White House official who declined to be named said Trump “is always exploring new ways to improve housing affordability for everyday Americans. Any official policy changes will be announced by the White House.”

An FHFA spokesperson who also declined to be named said, “We are studying, and have not finalized, a wide variety of options related to multi year loans, including the ability to make mortgages transferable or portable. If banks can sell someone’s mortgage, we should at least explore if there are opportunities for regular Americans to have flexibility.”

One person close to the White House said the announcement came after Democrats swept in last week’s elections, in part on pledges to boost affordability for housing and more. But that person, speaking on the condition of anonymity because they were not authorized to discuss it publicly, said Trump’s social media post had no substantial policy behind it yet.

– – –

Would 50-year mortgages save buyers money?

With a longer timeline, home buyers have much more time to pay back a loan. And they would have lower monthly payments along the way. For example, let’s assume a home sells for $400,000. A buyer puts up 10 percent – or $40,000 – for a down payment. The buyer gets a 6.25 percent interest rate, slightly above last week’s 30-year fixed rate average of 6.22 percent.

That buyer would owe about $2,300 each month on a 30-year mortgage. On a 50-year loan, they would owe about $2,000. They might pay more than that, though – that math assumes a buyer gets the same rate for both mortgages, which is unlikely, since shorter loans typically have lower rates. So rates on 50-year loans could be higher than on 30-year ones.

A lower monthly payment could be beneficial for new buyers looking to get a foothold in the market. But it might also work against them if they are only planning on living in the house for a few years, or if they don’t know how their needs will shake out across decades.

– – –

What about potential drawbacks?

Buyers’ monthly payments may be lower, but they’ll end up paying much more interest over two more decades. With a 50-year loan, total interest on that $400,000 home would amount to $816,396, compared with $438,156 on a 30-year loan. That’s 86 percent more interest over the life of the loans, said Joel Berner, senior economist at Realtor.com.

And it will take much longer for owners to build equity. Ten years into paying off a 30-year mortgage on that $400,000 home, an owner would have a 24 percent stake in a house, setting aside rising home values. With a 50-year mortgage, that would be 14 percent.

Berner said addressing the nation’s affordability problems will take lots of ideas, including how to generate more construction so there are enough homes to meet Americans’ needs. But a new mortgage offering could juice demand before supply can catch up – which would push prices even higher.

“This is a creative way to solve this problem,” Berner said, “but I don’t think it addresses the fundamental issues that we have.”

– – –

What would it take to offer a 50-year mortgage?

Establishing a new kind of mortgage could be possible, albeit complex, wrote Jaret Seiberg, managing director at TD Cowen, in a Monday analyst note. The Dodd-Frank Act – the landmark legislation that reformed the financial system after the 2008 financial crisis – says mortgages that exceed 30 years do not meet the definition of a qualified mortgage, which also means Fannie and Freddie can’t buy them.

But regulators have the ability to alter those qualifications to keep mortgages affordable. All told, the process could take at least a year to implement, Seiberg wrote, and it’s unlikely that lenders would originate 50-year mortgages without clear policy changes first.

Without changing the qualifications, the new loans could be hard to find – and more expensive. Lenders may be less willing to offer 50-year mortgages if they know Fannie and Freddie can’t buy them, a spokesperson for the Mortgage Bankers Association said in a statement. Limited interest from investors could also push interest rates up.

– – –

What’s next?

Any details from the White House or FHFA would be needed for the market to prepare for such a change. Joe Brusuelas, chief economist at RSM, said that for now, the administration’s posts appear to be more about messaging than substantial policy. But, Brusuelas said, younger generations “may look at this differently.”

“If they think they’re saving $300 or $400 a month, then that’s a big deal,” he said. “That covers the car payment, maybe.”

Home under construction in a new neighborhood in Washington Township. (Stephen Frye / MediaNews Group)
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