Have you ever booked a flight with a credit card, but then left that card at home?

That mistake only needs to happen once, to learn why you want to bring that card along if you are traveling to certain destinations.

Herb Weisbaum, a consumer expert and contributing editor at Checkbook.org, learned this lesson the hard way.

The former Today Show correspondent was stumped returning home from a trip with his wife to England when they were denied boarding their return flight home.

"Went to the kiosk where you get your boarding pass, and it said the only way we could identify ourselves and start the process was with the credit card we had purchased the ticket with," Weisbaum said.

Watch how you could be denied boarding a return flight if you don't have the correct credit card with you:

Couple denied flight home because they didn't bring the right credit card

A Delta agent said he needed to show that specific card, but that card was at home.

"Like many people, I don't travel with all my credit cards; I leave some of them home and did not think to bring the card I had purchased the ticket with three months earlier," Weisbaum said.

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Despite having a passport, driver's license and confirmation code, that wasn't enough to get their boarding passes.

Weisbaum says they were given three options: buy a $3,000 one-way ticket home ($6,000 for two tickets), stay in London, or have someone send a photo of the missing credit card. He chose option three.

"I called my good neighbor Sam; he broke into my house at 3 in the morning, legally," Weisbaum explained. "I told him how to get in, and he texted the picture and I was able to get on the flight."

Bizarre policy can mean you get stuck overseas

We reached out to Delta Air Lines for clarification on its credit card policy. A spokesperson tells us "that most customers in most instances will not have to show the card used to purchase their booking at the airport."

The airline provides this guidance to customers on its "Booking Information" webpage:

"To safeguard against credit/debit card fraud, the purchaser may have to show us the credit/debit card along with a valid photo ID. The time varies based on the billing address of the credit/debit card or the country of travel. If the purchaser is not traveling, they can show us their credit/debit card and ID at an airport ticket counter or another ticket office location, whichever is most convenient."

Weisbaum says a Delta agent told him this was not an isolated incident.

"Families send their kids over -- the kid doesn't have the credit card. Business people travel. She said no, this is not an isolated case," he said.

This appears to be more common with international flights.

Still, it might be worth carrying the card you bought the ticket with, even on domestic flights just to be safe.

"If that's the policy, tell me about it. Make it very, very clear," Weisbaum said.

Traveler Stacey Davis agrees you should always pack the credit card you used to book your flight after experiencing her own difficulties on one recent flight.

"I didn't have the right card, so we had to go through is this really your card, switch to a different card. It did make it a little difficult," Davis said.

So bring the card you booked the flight with, so you dont waste your money.

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This story was reported on-air by a journalist and has been converted to this platform with the assistance of AI. Our editorial team verifies all reporting on all platforms for fairness and accuracy.

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"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").

Almost one in three Americans use self-storage facilities, with many drawn in by affordable introductory offers as low as $84 a month for a car-sized unit.

But what starts as a reasonable monthly rate can quickly become a financial burden as more and more companies are now implementing frequent price increases.

Bonnie Sales, an artist who needed extra space for her art supplies and old furniture, experienced this firsthand when she rented a 10-by-20-foot storage unit.

"The first month was $169 a month," Sales said. "Then it was $173."

But the increases didn't stop there.

"The next month it was $285," Sales said.

The dramatic price jump was especially frustrating when Sales discovered the same facility was offering new customers a promotional rate of just $84 per month.

Watch a customer react to multiple rent hikes in a year, and see what you can do:

Soaring storage unit prices: Why is storage getting so expensive?

When Sales called to complain about the increase, she was told the company had the right to raise rates.

"They say it's in your contract, and they have the right to do so," Sales said.

The facility's website confirms this policy, stating "The facility can review and adjust rates on a month-to-month basis."

Now a name for frequent rent increases

Rent increases have become so common in the self-storage industry that there's even a name for them: existing-customer rate increases, or "ECRIs," which help operators maximize revenue.

Mirela Mohan, a real estate trends expert with the platform StorageCafe, said an average storage unit costs around $140 per month, while climate-controlled units average $153.

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While increases do happen, Mohan said there are ways customers can save money.

"Many facilities offer the first month off if you're renting for a long term and also you might want to ask if they offer student or military discount," Mohan said.

According to StorageCafe, you can reduce your costs by:

Clearing out clutter and selling items no longer needed if you've been holding onto belongings for years. You may then be able to downsize into a smaller, cheaper unit. Pack items in clear bins so you know what's inside. Do the math to determine the size you really need instead of guessing. Many people end up renting a larger storage unit than they really need.

Most importantly, before moving belongings into storage, ask companies about their rent-increase policies.

Find out if you can lock in a price for 12 months, as you can with an apartment.

Sales told us she feels trapped by the high rates because moving out would be too expensive.

"If I do just move out of there, I have to hire a truck, hire movers," Sales said.

Experts recommend asking about rate hikes before signing a contract, and calling to negotiate if hit with a rate increase.

That way you don't waste your money.

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This story was reported on-air by a journalist and has been converted to this platform with the assistance of AI. Our editorial team verifies all reporting on all platforms for fairness and accuracy.

_____________________________

"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").

Rich and Heidi Mallory have been wanting to sell their condo and buy a new home, but that means giving up their current 3% rate.

"We've had this place 25 years. So, the mortgage we've had on this place is quite a bit lower than where we are looking to buy now," Heidi Mallory said.

With the national average 30-year rate now at 6.3%, according to Freddie Mac, they decided it was finally time to make their move.

"The rates aren't extremely low right now, but they are lower than they were," Rich Mallory said.

Is mid-October the sweet spot for buyers?

Homebuyers looking to act are approaching the "best time to buy" according to experts with Realtor.com.

They say the week of October 12-18 will have the best combination of inventory, pricing, and competition compared to any other week in 2025.

"It is a good balancing week where you can get a good price -- definitely lower than you would see at the peak of the season -- roughly $15,000 lower," said Danielle Hale, chief economist at Realtor.com.

Hale says prices tend to fall even more as we get into the winter months, but if you wait, you'll most likely have fewer homes to choose from.

Watch a realt estate expert explain why you should not wait much longer to make an offer:

The best time to buy a home is...

Should buyers wait for lower rates?

If you're waiting for a lower mortgage rate, Hale has advice.

"I expect them to hover roughly around the level that they are right now. If you're in the market and you found a home that's a good fit, I think it makes sense to move forward," Hale said.

Plus, you can always refinance in a year, if rates drop a point.

Rich and Heidi say they're happy rates have dropped a bit so they can finally sell their condo.

"We're sitting pretty and glad we made the decision at this time," Heidi Mallory said.

So consider making a move in October, so you don't waste your money.

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This story was reported on-air by a journalist and has been converted to this platform with the assistance of AI. Our editorial team verifies all reporting on all platforms for fairness and accuracy.

____________________________________

"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").

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